/* ══════════════════════════════════════════════════════
   CORPORATE INSURANCE SERVICES — corporate-insurance-services.css
   Theme: Authority · Protection · Trust
   Palette: Deep Navy (#0f172a) + Crimson Red (#dc2626) + White
   Philosophy: A fortress around your business — cinematic, authoritative
   Fonts: Outfit (headings) · Inter (body)
══════════════════════════════════════════════════════ */

/* ── Design tokens ── */
:root {
    --ci-red: #dc2626;
    --ci-red-mid: #f87171;
    --ci-red-light: #fee2e2;
    --ci-red-pale: #fff5f5;
    --ci-red-border: #fecaca;
    --ci-navy: #0f172a;
    --ci-navy-mid: #1e293b;
    --ci-navy-soft: #334155;
    --ci-cream: #fafaf9;
    --ci-border: #e5e7eb;
    --ci-text: #6b7280;
    /* Legacy aliases so existing classes keep working */
    --ci-violet: #dc2626;
    --ci-violet-mid: #f87171;
    --ci-violet-light: #fee2e2;
    --ci-violet-pale: #fff5f5;
    --ci-violet-border: #fecaca;
}

/* ── Page entrance ── */
#main {
    opacity: 1;
    animation: ciFadeIn 0.9s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}



@keyframes ciFadeIn {
    from {
        opacity: 0;
        transform: translateY(18px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ── Scroll reveal ── */
.ci-reveal {
    opacity: 0;
    transform: translateY(36px);
    transition: opacity 0.75s cubic-bezier(0.16, 1, 0.3, 1),
        transform 0.75s cubic-bezier(0.16, 1, 0.3, 1);
}

.ci-reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ══════════════════════════════════════════════════════
   LAYOUT HELPERS
══════════════════════════════════════════════════════ */
.ci-page {
    background: #fff;
}

.ci-container {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 6vw;
}

.ci-container-narrow {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 6vw;
}

.ci-bg-light {
    background: var(--ci-cream);
}

.ci-bg-dark {
    background: var(--ci-navy);
}

.ci-center {
    text-align: center;
}

.ci-text-white {
    color: #fff !important;
}

.ci-section-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    font-weight: 900;
    color: var(--ci-navy);
    letter-spacing: -0.8px;
    line-height: 1.15;
    margin-bottom: 20px;
}

.ci-label {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: var(--ci-red);
    background: var(--ci-red-light);
    border: 1px solid var(--ci-red-border);
    padding: 5px 14px;
    border-radius: 30px;
    margin-bottom: 20px;
    font-family: 'Inter', sans-serif;
}

/* Buttons */
.ci-btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: linear-gradient(135deg, var(--ci-red) 0%, #ef4444 100%);
    color: #fff;
    padding: 14px 30px;
    border-radius: 40px;
    font-weight: 800;
    font-size: 0.95rem;
    text-decoration: none;
    transition: transform 0.25s, box-shadow 0.25s;
    box-shadow: 0 4px 20px rgba(220, 38, 38, 0.3);
    font-family: 'Outfit', sans-serif;
    position: relative;
    overflow: hidden;
}

.ci-btn-primary::before {
    content: '';
    position: absolute;
    top: var(--ciy, 50%);
    left: var(--cix, 50%);
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.25);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.55s ease, height 0.55s ease;
    pointer-events: none;
}

.ci-btn-primary:hover::before {
    width: 400px;
    height: 400px;
}

.ci-btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 36px rgba(220, 38, 38, 0.45);
}

.ci-btn-white {
    display: inline-block;
    background: #ffbfbf63;
    color: var(--ci-navy);
    border: 1.5px solid var(--ci-border);
    padding: 14px 28px;
    border-radius: 40px;
    font-weight: 600;
    font-size: 0.95rem;
    text-decoration: none;
    transition: background 0.25s, border-color 0.25s, transform 0.25s;
    font-family: 'Outfit', sans-serif;
}

.ci-btn-white:hover {
    background: var(--ci-red-pale);
    border-color: var(--ci-red-border);
    color: var(--ci-navy);
    transform: translateY(-2px);
}

/* ══════════════════════════════════════════════════════
   SECTION 1 — HERO (Cinematic shield with glow)
══════════════════════════════════════════════════════ */
.ci-hero {
    min-height: 94vh;
    display: flex;
    align-items: center;
    padding: 140px 0 80px;
    position: relative;
    overflow: hidden;
    background: linear-gradient(155deg,
            #fff 0%,
            var(--ci-violet-pale) 30%,
            rgba(220, 38, 38, 0.03) 70%,
            #fff 100%);
}

.ci-hero-bg {
    display: none;
}

/* replaced by ::before/::after */
.ci-hero::before {
    content: '';
    position: absolute;
    top: -15%;
    right: -8%;
    width: 55%;
    height: 85%;
    background: radial-gradient(ellipse at top right,
            rgba(248, 113, 113, 0.12) 0%,
            rgba(220, 38, 38, 0.03) 45%,
            transparent 70%);
    pointer-events: none;
    z-index: 0;
}

.ci-hero::after {
    content: '';
    position: absolute;
    bottom: -10%;
    left: 5%;
    width: 45%;
    height: 60%;
    background: radial-gradient(circle,
            rgba(220, 38, 38, 0.04) 0%,
            transparent 65%);
    filter: blur(60px);
    pointer-events: none;
    z-index: 0;
}

.ci-hero-inner {
    position: relative;
    z-index: 2;
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 6vw;
    display: flex;
    align-items: center;
    gap: 72px;
    width: 100%;
}

.ci-hero-content {
    flex: 1;
}

.ci-hero-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2.8rem, 5.5vw, 4.4rem);
    font-weight: 900;
    color: var(--ci-navy);
    line-height: 1.04;
    letter-spacing: -2.5px;
    margin-bottom: 24px;
}

.ci-hero-sub {
    font-size: 1.18rem;
    color: var(--ci-text);
    max-width: 520px;
    line-height: 1.8;
    margin-bottom: 36px;
}

.ci-hero-ctas {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

/* Hero visual: shield + orbit nodes */
.ci-hero-visual {
    flex: 0 0 380px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.ci-shield-wrapper {
    position: relative;
    width: 280px;
    height: 280px;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Outer pulse ring */
.ci-shield-pulse {
    position: absolute;
    inset: -30px;
    border-radius: 50%;
    border: 1.5px solid rgba(220, 38, 38, 0.15);
    animation: ciPulseRing 3s ease-out infinite;
}

.ci-shield-pulse::before,
.ci-shield-pulse::after {
    content: '';
    position: absolute;
    inset: 30px;
    border-radius: 50%;
    border: 1.5px solid rgba(220, 38, 38, 0.1);
    animation: ciPulseRing 3s ease-out 1s infinite;
}

.ci-shield-pulse::after {
    inset: 65px;
    animation-delay: 2s;
}

@keyframes ciPulseRing {
    0% {
        opacity: 0.8;
        transform: scale(0.95);
    }

    100% {
        opacity: 0;
        transform: scale(1.25);
    }
}

/* Shield core card */
.ci-shield-core {
    width: 140px;
    height: 140px;
    background: linear-gradient(135deg, var(--ci-violet) 0%, var(--ci-violet-mid) 100%);
    border-radius: 26px;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow:
        0 0 0 12px rgba(220, 38, 38, 0.1),
        0 4px 40px rgba(220, 38, 38, 0.35),
        0 24px 60px rgba(15, 23, 42, 0.2);
    position: relative;
    z-index: 2;
    animation: ciShieldFloat 8s ease-in-out infinite;
}

@keyframes ciShieldFloat {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-10px);
    }
}

.ci-shield-core svg {
    width: 64px;
    height: 64px;
    color: rgba(255, 255, 255, 0.9);
}

/* Orbit nodes */
.ci-orbit-node {
    position: absolute;
    background: #fff;
    border: 1px solid var(--ci-violet-border);
    border-radius: 50px;
    padding: 10px 18px;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--ci-navy);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.07), 0 2px 8px rgba(220, 38, 38, 0.05);
    white-space: nowrap;
    font-family: 'Inter', sans-serif;
    display: flex;
    align-items: center;
    gap: 8px;
}

.ci-node-1 {
    top: 20px;
    left: -20px;
    animation: ciNodeFloat 7s ease-in-out infinite;
}

.ci-node-2 {
    bottom: 50px;
    right: -30px;
    animation: ciNodeFloat 7s ease-in-out -2s infinite;
}

.ci-node-3 {
    bottom: 10px;
    left: 30px;
    animation: ciNodeFloat 7s ease-in-out -4s infinite;
}

@keyframes ciNodeFloat {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-8px);
    }
}

/* ══════════════════════════════════════════════════════
   SECTION 2 — POSITIONING
══════════════════════════════════════════════════════ */
.ci-positioning {
    padding: 80px 6vw;
    background: #fff;
    border-top: 1px solid #f3f4f6;
    border-bottom: 1px solid #f3f4f6;
}

.ci-positioning-body {
    max-width: 720px;
    margin: 24px auto 0;
    text-align: center;
}

.ci-positioning-body p {
    font-size: 1.12rem;
    color: var(--ci-text);
    line-height: 1.85;
    margin-bottom: 16px;
}

.ci-highlight-text {
    font-size: 1.1rem !important;
    color: var(--ci-navy) !important;
    font-weight: 600 !important;
    background: var(--ci-violet-pale);
    border: 1px solid var(--ci-violet-border);
    border-radius: 16px;
    padding: 20px 28px;
    display: block;
    margin-top: 24px;
    line-height: 1.75 !important;
}

/* ══════════════════════════════════════════════════════
   SECTION 3 — COVERAGE CARDS (6-card grid)
══════════════════════════════════════════════════════ */
.ci-coverage-section {
    padding: 100px 6vw;
}

.ci-grid-3 {
    columns: 3;
    column-gap: 24px;
    margin-top: 48px;
}

.ci-cov-card {
    background: #fff;
    border: 1px solid var(--ci-border);
    border-radius: 20px;
    padding: 36px 28px;
    position: relative;
    overflow: hidden;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
    display: inline-block;
    width: 100%;
    break-inside: avoid;
    margin-bottom: 24px;
}

/* Top color accent */
.ci-cov-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--ci-violet) 0%, var(--ci-violet-mid) 100%);
    border-radius: 20px 20px 0 0;
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.ci-cov-card:hover::before {
    transform: scaleX(1);
}

.ci-cov-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 56px rgba(220, 38, 38, 0.1);
    border-color: var(--ci-violet-border);
}

.ci-cov-header {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 16px;
}

.ci-cov-icon {
    font-size: 1.8rem;
    width: 54px;
    height: 54px;
    border-radius: 14px;
    background: var(--ci-violet-pale);
    border: 1.5px solid var(--ci-violet-border);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), background 0.3s;
    flex-shrink: 0;
}

.ci-cov-card:hover .ci-cov-icon {
    transform: scale(1.1) rotate(-5deg);
    background: var(--ci-violet-light);
}

.ci-cov-header h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--ci-navy);
    letter-spacing: -0.2px;
}

.ci-cov-desc {
    font-size: 0.9rem;
    color: var(--ci-text);
    line-height: 1.6;
    margin-bottom: 16px;
}

.ci-cov-includes {
    background: var(--ci-cream);
    border-radius: 12px;
    padding: 14px 16px;
    border: 1px solid #f3f4f6;
}

.ci-cov-includes strong {
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: #9ca3af;
    display: block;
    margin-bottom: 8px;
    font-family: 'Inter', sans-serif;
}

.ci-cov-includes ul {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.ci-cov-includes li {
    font-size: 0.85rem;
    color: #374151;
    font-weight: 500;
    padding-left: 18px;
    position: relative;
}

.ci-cov-includes li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--ci-violet);
    font-weight: 700;
}

.ci-mid-cta {
    margin-top: 48px;
}

/* ══════════════════════════════════════════════════════
   SECTION 4 — BUSINESS RISKS (Dark immersive band)
══════════════════════════════════════════════════════ */
.ci-risks-section {
    padding: 80px 0;
    background: linear-gradient(155deg, var(--ci-navy) 0%, #1a0808 60%, #0f172a 100%);
    position: relative;
    overflow: hidden;
}

.ci-risks-inner {
    position: relative;
    z-index: 1;
}

.ci-risks-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(220, 38, 38, 0.05) 1px, transparent 1px),
        linear-gradient(90deg, rgba(220, 38, 38, 0.05) 1px, transparent 1px);
    background-size: 60px 60px;
    pointer-events: none;
}

.ci-risks-inner .ci-section-title {
    color: #fff;
    margin-bottom: 40px;
    position: relative;
    z-index: 1;
}

.ci-risks-band {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    position: relative;
    z-index: 1;
}

.ci-risk-item {
    display: flex;
    align-items: center;
    gap: 14px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    padding: 20px 24px;
    font-size: 0.95rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(8px);
    transition: background 0.3s, border-color 0.3s, transform 0.3s;
}

.ci-risk-item:hover {
    background: rgba(220, 38, 38, 0.08);
    border-color: rgba(220, 38, 38, 0.25);
    transform: translateY(-3px);
}

.ci-risk-icon {
    font-size: 1.4rem;
    flex-shrink: 0;
}

/* ══════════════════════════════════════════════════════
   SECTION 5 — OUR APPROACH (Numbered cards)
══════════════════════════════════════════════════════ */
.ci-helps-section {
    padding: 100px 6vw;
}

.ci-grid-4 {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 48px;
}

.ci-help-card {
    background: #fff;
    border: 1px solid var(--ci-border);
    border-radius: 20px;
    padding: 40px 28px;
    position: relative;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.ci-help-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 56px rgba(220, 38, 38, 0.1);
    border-color: var(--ci-violet-border);
}

.ci-help-num {
    font-family: 'Outfit', sans-serif;
    font-size: 0.75rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--ci-violet);
    background: var(--ci-violet-light);
    border: 1px solid var(--ci-violet-border);
    padding: 5px 12px;
    border-radius: 20px;
    display: inline-block;
    margin-bottom: 20px;
    font-family: 'Inter', sans-serif;
}

.ci-help-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--ci-navy);
    margin-bottom: 10px;
}

.ci-help-card p {
    font-size: 0.9rem;
    color: var(--ci-text);
    line-height: 1.65;
}

/* ══════════════════════════════════════════════════════
   SECTION 6 — PROCESS TIMELINE (Vertical)
══════════════════════════════════════════════════════ */
.ci-process-section {
    padding: 100px 6vw;
}

.ci-timeline {
    position: relative;
    max-width: 600px;
    margin: 56px auto 0;
    padding-left: 60px;
    display: flex;
    flex-direction: column;
    gap: 0;
    counter-reset: ci-process-counter;
}

.ci-timeline::before {
    content: '';
    position: absolute;
    left: 21px; /* Track centered at 21px */
    top: 22px;
    bottom: 44px;
    width: 2px;
    background: #e5e7eb; /* More stable light gray */
    border-radius: 2px;
}

.ci-timeline-line {
    position: absolute;
    left: 21px;
    top: 28px;
    width: 2px;
    height: 0;
    background: var(--ci-red);
    border-radius: 2px;
    transition: height 1.6s cubic-bezier(0.16, 1, 0.3, 1);
    z-index: 1;
}

.ci-step {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    padding-bottom: 36px;
    position: relative;
    counter-increment: ci-process-counter;
    z-index: 2;
}

.ci-step:last-child {
    padding-bottom: 0;
}

.ci-step-circle {
    position: absolute;
    left: -58px; /* Centered on track at 21px (60px pad - 58px = 2px. Width 44/2 = 22. 2 + 22 = 24? No.) */
    /* Pad is 60. Track is at 21. Center of circle at 21. Left edge of circle at 21 - 22 = -1. */
    /* Relative to content (60px), that is -61px. */
    left: -61px;
    top: 4px;
    z-index: 2;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #fff;
    border: 2px solid var(--ci-border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Specificity override to prevent .sfv-icon-box from breaking absolute positioning and shape */
.ci-process-section .ci-step-circle.sfv-icon-box {
    position: absolute;
    border-radius: 50%;
    margin: 0;
    width: 44px;
    height: 44px;
}

.ci-step.visible .ci-step-circle {
    border-color: var(--ci-red);
    box-shadow: 0 0 0 6px rgba(220, 38, 38, 0.1), 0 4px 12px rgba(220, 38, 38, 0.15);
}

.ci-step-num {
    font-family: 'Outfit', sans-serif;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 1.5px;
    color: var(--ci-red);
    text-transform: uppercase;
    margin-bottom: 6px;
}

.ci-step-content h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--ci-navy);
    margin-bottom: 6px;
    line-height: 1.3;
}

.ci-step-content p {
    font-size: 0.94rem;
    color: var(--ci-text);
    line-height: 1.65;
    margin: 0;
}

/* ══════════════════════════════════════════════════════
   SECTION 7 — WHO WE WORK WITH
══════════════════════════════════════════════════════ */
.ci-who-section {
    padding: 100px 6vw;
}

.ci-grid-2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-top: 48px;
}

.ci-who-card {
    background: #fff;
    border: 1px solid var(--ci-border);
    border-radius: 20px;
    padding: 36px 32px;
    position: relative;
    overflow: hidden;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.ci-who-card::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0;
    bottom: 0;
    width: 4px;
    background: var(--ci-violet);
    border-radius: 20px 0 0 20px;
    opacity: 0;
    transition: opacity 0.3s;
}

.ci-who-card:hover::before {
    opacity: 1;
}

.ci-who-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 48px rgba(220, 38, 38, 0.1);
    border-color: var(--ci-violet-border);
}

.ci-who-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.2rem;
    font-weight: 900;
    color: var(--ci-navy);
    margin-bottom: 8px;
}

.ci-who-card p {
    font-size: 0.95rem;
    color: var(--ci-text);
    line-height: 1.65;
}

/* ══════════════════════════════════════════════════════
   SECTION 8 — WHY BUSINESSES CHOOSE US
══════════════════════════════════════════════════════ */
.ci-why-section {
    padding: 100px 6vw;
}

.ci-why-card {
    background: #fff;
    border: 1px solid var(--ci-border);
    border-radius: 20px;
    padding: 40px 28px;
    text-align: center;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.ci-why-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 56px rgba(220, 38, 38, 0.1);
    border-color: var(--ci-violet-border);
}

.ci-why-icon {
    font-size: 2.2rem;
    display: block;
    width: 64px;
    height: 64px;
    border-radius: 18px;
    background: var(--ci-violet-pale);
    border: 1.5px solid var(--ci-violet-border);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), background 0.3s;
    box-shadow: 0 4px 16px rgba(220, 38, 38, 0.1);
}

.ci-why-card:hover .ci-why-icon {
    transform: scale(1.12) rotate(-5deg);
    background: var(--ci-violet-light);
}

.ci-why-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--ci-navy);
    margin-bottom: 8px;
}

.ci-why-card p {
    font-size: 0.9rem;
    color: var(--ci-text);
    line-height: 1.65;
}

/* ══════════════════════════════════════════════════════
   SECTION 9 — TRUST BLOCK (Navy cinematic)
══════════════════════════════════════════════════════ */
.ci-trust-section {
    padding: 100px 6vw;
    position: relative;
    overflow: hidden;
}

.ci-trust-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 50% 50%,
            rgba(220, 38, 38, 0.05) 0%,
            transparent 60%);
    pointer-events: none;
}

.ci-trust-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 3.5vw, 2.8rem);
    font-weight: 900;
    color: #fff;
    letter-spacing: -0.8px;
    margin-bottom: 20px;
}

.ci-trust-text {
    font-size: 1.05rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.82;
    max-width: 640px;
    margin: 0 auto;
}

/* ══════════════════════════════════════════════════════
   SECTION 10 — FAQ
══════════════════════════════════════════════════════ */
.ci-faq-section {
    padding: 100px 6vw;
    background: #fff;
}

.ci-faq-wrap {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 0;
}

.ci-faq-item {
    background: #fff;
    border: 1px solid var(--ci-border);
    border-radius: 16px;
    overflow: hidden;
    transition: border-color 0.3s, box-shadow 0.3s;
}

.ci-faq-item.open {
    border-color: var(--ci-violet-border);
    box-shadow: 0 4px 20px rgba(220, 38, 38, 0.07);
}

.ci-faq-trig {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 22px 28px;
    cursor: pointer;
}

.ci-faq-trig h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--ci-navy);
    transition: color 0.2s;
    flex: 1;
    padding-right: 16px;
}

.ci-faq-item.open .ci-faq-trig h4 {
    color: var(--ci-violet);
}

.ci-faq-icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: #f9fafb;
    border: 1px solid var(--ci-border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    font-weight: 400;
    flex-shrink: 0;
    transition: background 0.3s, border-color 0.3s, transform 0.3s;
    font-family: 'Inter', sans-serif;
}

.ci-faq-item.open .ci-faq-icon {
    background: var(--ci-red-pale);
    border-color: var(--ci-red-border);
    color: var(--ci-red);
}

.ci-faq-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}

.ci-faq-item.open .ci-faq-content {
    max-height: 300px;
}

.ci-faq-inner {
    padding: 0 28px 22px;
    font-size: 0.97rem;
    color: #4b5563;
    line-height: 1.78;
}

/* ══════════════════════════════════════════════════════
   FINAL CTA
══════════════════════════════════════════════════════ */
.ci-cta-section {
    padding: 80px 6vw 100px;
    background: var(--ci-cream);
}

.ci-cta-box {
    background: linear-gradient(155deg, var(--ci-navy) 0%, #1a0808 50%, #0f172a 100%);
    border-radius: 28px;
    padding: 80px 60px;
    text-align: center;
    position: relative;
    overflow: hidden;
    box-shadow: 0 24px 80px rgba(15, 23, 42, 0.35);
}

.ci-cta-box::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 50% 50%, rgba(220, 38, 38, 0.1) 0%, transparent 60%);
    pointer-events: none;
}

/* ── Expanding Protection Shield Rings ── */
.ci-cta-box::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 150px;
    height: 150px;
    background: transparent;
    border: 2px solid rgba(220, 38, 38, 0.4);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    animation: ciShieldPulse 4s cubic-bezier(0.16, 1, 0.3, 1) infinite;
    pointer-events: none;
    z-index: 0;
}

@keyframes ciShieldPulse {
    0% {
        width: 150px;
        height: 150px;
        opacity: 1;
        border-width: 4px;
    }

    100% {
        width: 800px;
        height: 800px;
        opacity: 0;
        border-width: 1px;
    }
}

.ci-cta-box h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 3.5vw, 2.8rem);
    font-weight: 900;
    color: #fff;
    letter-spacing: -0.8px;
    margin-bottom: 16px;
    position: relative;
    z-index: 1;
}

.ci-cta-box p {
    font-size: 1.07rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.7;
    max-width: 540px;
    margin: 0 auto 36px;
    position: relative;
    z-index: 1;
}

.ci-cta-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    position: relative;
    z-index: 1;
}

/* ══════════════════════════════════════════════════════
   RESPONSIVE OVERRIDES
══════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
    .ci-grid-3 {
        columns: 2;
    }

    .ci-timeline {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 32px;
        max-width: 100%;
        padding-left: 0;
        margin-top: 48px;
    }

    .ci-timeline::before,
    .ci-timeline-line {
        display: none;
    }

    .ci-step {
        display: block;
        text-align: center;
        padding-bottom: 0;
    }

    .ci-step-circle {
        position: static;
        margin: 0 auto 16px;
    }

    .ci-process-section .ci-step-circle.sfv-icon-box {
        position: static;
        margin: 0 auto 16px;
    }

    .ci-step-content h3 {
        margin-top: 0;
        margin-bottom: 8px;
    }

    .ci-grid-4 {
        grid-template-columns: repeat(2, 1fr);
    }

    .ci-risks-band {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 860px) {
    .ci-hero-inner {
        flex-direction: column;
        gap: 56px;
        text-align: center;
    }

    .ci-hero-content {
        text-align: center;
        display: flex;
        flex-direction: column;
        align-items: center;
    }

    .ci-hero-sub {
        margin-inline: auto;
    }

    .ci-hero-ctas {
        justify-content: center;
    }

    .ci-hero-visual {
        width: 100%;
        flex: none;
        height: 300px;
    }

    .ci-shield-wrapper {
        width: 240px;
        height: 240px;
    }

    .ci-shield-core {
        width: 110px;
        height: 110px;
    }

    .ci-shield-core svg {
        width: 48px;
        height: 48px;
    }

    /* Standardized Mobile Spacing */
    .ci-hero,
    .ci-positioning,
    .ci-coverage-section,
    .ci-risks-section,
    .ci-helps-section,
    .ci-process-section,
    .ci-who-section,
    .ci-why-section,
    .ci-faq-section,
    .ci-cta-section {
        padding: 60px 5vw;
    }

    .ci-hero {
        padding-top: 140px;
    }

    .ci-cta-box {
        padding: 60px 24px;
    }

    .ci-timeline {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 32px;
        max-width: 100%;
        padding-left: 0;
        margin-top: 48px;
    }

    .ci-timeline::before,
    .ci-timeline-line {
        display: none;
    }

    .ci-step {
        display: block;
        text-align: center;
        padding-bottom: 0;
        opacity: 1;
        transform: none;
    }

    .ci-step-circle {
        position: static;
        margin: 0 auto 16px;
    }

    .ci-process-section .ci-step-circle.sfv-icon-box {
        position: static;
        margin: 0 auto 16px;
    }

    .ci-step-content {
        display: block;
    }

    .ci-step-content h3 {
        margin-top: 0;
        margin-bottom: 8px;
    }

    .ci-grid-2 {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {

    /* Standardized Horizontal Mobile Tiles */
    .ci-cov-card,
    .ci-help-card,
    .ci-who-card,
    .ci-why-card,
    .ci-risk-item {
        display: grid !important;
        grid-template-columns: auto 1fr;
        grid-template-areas:
            "icon title"
            "desc desc";
        gap: 12px 16px;
        align-items: center;
        text-align: left !important;
        padding: 24px 20px !important;
        margin-bottom: 16px !important;
    }

    .ci-cov-icon,
    .ci-help-num,
    .ci-why-icon,
    .ci-risk-icon {
        grid-area: icon;
        margin: 0 !important;
        width: 48px !important;
        height: 48px !important;
        font-size: 1.4rem !important;
        border-radius: 50% !important;
        /* Circular icons standard */
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .ci-help-num {
        font-size: 0.9rem !important;
    }

    .ci-cov-header,
    .ci-who-title,
    .ci-help-card h3,
    .ci-why-card h3 {
        grid-area: title;
        margin: 0 !important;
        display: block !important;
    }

    .ci-cov-header h3,
    .ci-who-title,
    .ci-help-card h3,
    .ci-why-card h3 {
        font-size: 1.05rem !important;
    }

    .ci-cov-desc,
    .ci-who-card p,
    .ci-help-card p,
    .ci-why-card p {
        grid-area: desc;
        margin: 4px 0 0 !important;
    }

    .ci-cov-includes {
        grid-column: 1 / -1;
        margin-top: 12px;
    }

    .ci-grid-3,
    .ci-grid-4,
    .ci-grid-2,
    .ci-risks-band {
        display: flex;
        flex-direction: column;
        columns: auto;
        gap: 0;
    }

    .ci-orbit-node {
        padding: 6px 12px;
        font-size: 0.72rem;
    }

    .ci-node-1 {
        display: flex;
        top: -10px;
        left: -10px;
    }

    .ci-node-2 {
        bottom: 30px;
        right: -20px;
    }

    .ci-node-3 {
        display: flex;
        bottom: -10px;
        left: 20px;
    }

    /* Process steps overhaul */
    .ci-timeline {
        padding-left: 0;
        margin-top: 40px;
        gap: 28px;
    }

    .ci-timeline::before,
    .ci-timeline-line {
        display: none;
    }

    .ci-step {
        display: grid;
        grid-template-columns: auto 1fr;
        grid-template-areas:
            "circle num"
            "circle title"
            "circle desc";
        gap: 2px 20px;
        align-items: flex-start;
        padding: 0;
        opacity: 1 !important;
        transform: none !important;
    }

    .ci-step-circle {
        grid-area: circle;
        position: static;
        width: 52px;
        height: 52px;
        font-size: 1.4rem;
        background: var(--ci-red-light);
        border: 1px solid var(--ci-red-border);
        color: var(--ci-red);
        border-radius: 50% !important;
        display: flex;
        align-items: center;
        justify-content: center;
    }

    .ci-process-section .ci-step-circle.sfv-icon-box {
        position: static;
        width: 52px;
        height: 52px;
        margin: 0;
    }

    .ci-step-content {
        display: contents;
    }

    .ci-step-num {
        grid-area: num;
        font-size: 0.8rem;
        font-weight: 800;
        color: var(--ci-red);
        text-transform: uppercase;
        letter-spacing: 2px;
        margin: 4px 0 0 !important;
        align-self: flex-end;
    }

    .ci-step h3 {
        grid-area: title;
        margin: 0 !important;
        font-size: 1.1rem !important;
        align-self: flex-start;
    }

    .ci-step p {
        grid-area: desc;
        margin: 4px 0 0 !important;
        font-size: 0.95rem;
    }

    .ci-highlight-text {
        padding: 20px;
        font-size: 1rem !important;
    }
}
/* ══════════════════════════════════════════
   LOCALIZED ICON SYSTEM (sfv-icon-box)
══════════════════════════════════════════ */
.sfv-icon-box {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    background: #ffffff;
    border-radius: 12px;
    color: var(--blue-mid, #2563eb);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--border, #e5e7eb);
    position: relative;
    overflow: hidden;
    flex-shrink: 0;
}

.sfv-icon-box::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.05), rgba(37, 99, 235, 0.1));
    opacity: 0;
    transition: opacity 0.3s ease;
}

.sfv-icon-box:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
    border-color: var(--blue-light, #dbeafe);
}

.sfv-icon-box:hover::before {
    opacity: 1;
}

.sfv-icon-box i, .sfv-icon-box svg {
    width: 22px;
    height: 22px;
    stroke-width: 2px;
    position: relative;
    z-index: 1;
}

.sfv-icon-box--sm { width: 32px; height: 32px; border-radius: 8px; }
.sfv-icon-box--sm i, .sfv-icon-box--sm svg { width: 20px; height: 20px; }
.sfv-icon-box--lg { width: 56px; height: 56px; border-radius: 16px; }
.sfv-icon-box--lg i, .sfv-icon-box--lg svg { width: 28px; height: 28px; }

.icon-inline {
    display: inline-flex;
    background: transparent !important;
    border: none !important;
    box-shadow: none !important;
    width: auto !important;
    height: auto !important;
    padding: 0 !important;
    
}

.sfv-icon-box--blue { color: var(--blue-mid, #2563eb); }
.sfv-icon-box--green { color: var(--slate-green, #22c55e); }
.sfv-icon-box--amber { color: #f59e0b; }
.sfv-icon-box--indigo { color: #4f46e5; }
.sfv-icon-box--red { color: #ef4444; }