/* ══════════════════════════════════════════
   INSURANCE SERVICES — insurance-services.css
   Theme: Protection · Trust · Calm
   Primary: Purple (#7c3aed)  Accent: Soft Blue (#6366f1)
   Emotional: Safe, serious, reassuring
   Fonts: Outfit (headings) · Inter (body)
══════════════════════════════════════════ */

/* ── Page-level tokens ── */
:root {
    --is-primary: #7c3aed;
    --is-primary-deep: #5b21b6;
    --is-primary-dim: #6d28d9;
    --is-primary-pale: #f5f3ff;
    --is-primary-lt: #ede9fe;
    --is-accent: #6366f1;
    --is-accent-pale: #eef2ff;
    --is-soft-bg: #faf9ff;
    --is-dark-bg: #130d2e;
    --is-trust-bg: #1e1044;
    --is-red-pale: #fff1f2;
    --is-red-mid: #fca5a5;
    --is-red-text: #b91c1c;
}

/* Premium Icon System — Localized for Insurance Services */
.sfv-icon-box {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    background: #ffffff;
    border-radius: 12px;
    color: var(--is-primary);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
    border: 1px solid #e5e7eb;
    position: relative;
    overflow: hidden;
    flex-shrink: 0;
}

.sfv-icon-box::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(124, 58, 237, 0.05), rgba(124, 58, 237, 0.1));
    opacity: 0;
    transition: opacity 0.3s ease;
}

.sfv-icon-box:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(124, 58, 237, 0.1);
    border-color: var(--is-primary-lt);
    color: var(--is-primary-deep);
}

.sfv-icon-box:hover::before {
    opacity: 1;
}

/* Sizing variations */
.sfv-icon-box--sm {
    width: 32px;
    height: 32px;
    border-radius: 8px;
}

.sfv-icon-box--sm i {
    width: 20px;
    height: 20px;
}

.sfv-icon-box--lg {
    width: 56px;
    height: 56px;
    border-radius: 16px;
}

.sfv-icon-box--lg i {
    width: 28px;
    height: 28px;
}

.sfv-icon-box i {
    width: 22px;
    height: 22px;
    stroke-width: 2px;
    position: relative;
    z-index: 1;
}

/* Color variants localized to IS palette */
.sfv-icon-box--indigo,
.sfv-icon-box--blue {
    color: var(--is-primary);
}

.sfv-icon-box--green {
    color: #10b981;
}

.sfv-icon-box--amber {
    color: #f59e0b;
}

/* Inline variant */
.icon-inline {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: transparent !important;
    border: none !important;
    box-shadow: none !important;
    width: auto !important;
    height: auto !important;
    padding: 0 !important;

}

/* ── Page base ── */
#main {
    opacity: 1;
    animation: isPageIn 0.85s ease-out forwards;
}



@keyframes isPageIn {
    from {
        opacity: 0;
        transform: translateY(14px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ── Scroll reveal ── */
.is-reveal {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity 0.75s ease, transform 0.75s ease;
}

.is-reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ══════════════════════════════════════════
   LAYOUT HELPERS
══════════════════════════════════════════ */
.is-section {
    padding: 100px 6vw;
    position: relative;
}

.is-container {
    max-width: 1200px;
    margin: 0 auto;
}

.is-container-narrow {
    max-width: 820px;
    margin: 0 auto;
}

.is-bg-soft {
    background: var(--is-soft-bg);
}

.is-center {
    text-align: center;
}

.is-section-header {
    margin-bottom: 56px;
}

.is-section-header h2 {
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    letter-spacing: -0.5px;
    color: var(--text-dark);
    margin-top: 10px;
}

.is-section-sub {
    color: var(--text-mid);
    font-size: 1.05rem;
    max-width: 580px;
    margin: 12px auto 0;
    line-height: 1.6;
}

.is-section-title {
    font-size: clamp(2rem, 3.5vw, 2.6rem);
    letter-spacing: -0.5px;
    color: var(--text-dark);
    line-height: 1.15;
}

/* ── Eyebrow labels ── */
.is-eyebrow {
    display: inline-block;
    font-size: 0.76rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: var(--is-primary);
    background: var(--is-primary-pale);
    padding: 5px 14px;
    border-radius: 30px;
    margin-bottom: 14px;
}

.is-eyebrow-light {
    display: block;
    font-size: 0.76rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: #c4b5fd;
    margin-bottom: 14px;
}

.is-eyebrow-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--is-primary);
    background: var(--is-primary-pale);
    border: 1px solid var(--is-primary-lt);
    padding: 6px 16px;
    border-radius: 30px;
    margin-bottom: 20px;
}

.is-eyebrow-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--is-primary);
    box-shadow: 0 0 0 0 rgba(124, 58, 237, 0.4);
    animation: isLivePulse 2.5s ease-in-out infinite;
    display: block;
}

@keyframes isLivePulse {

    0%,
    100% {
        box-shadow: 0 0 0 0 rgba(124, 58, 237, 0.4);
    }

    70% {
        box-shadow: 0 0 0 8px rgba(124, 58, 237, 0);
    }
}

/* ── Shared buttons ── */
.btn-is-primary {
    display: inline-block;
    background: var(--is-primary);
    color: #fff;
    padding: 15px 32px;
    border-radius: 30px;
    font-weight: 700;
    font-size: 0.97rem;
    text-decoration: none;
    transition: background 0.25s, transform 0.25s, box-shadow 0.25s;
    box-shadow: 0 8px 24px rgba(124, 58, 237, 0.3);
}

.btn-is-primary:hover {
    background: var(--is-primary-dim);
    transform: translateY(-2px);
    box-shadow: 0 14px 32px rgba(124, 58, 237, 0.4);
}

.btn-is-ghost {
    display: inline-block;
    background: #fff;
    color: var(--text-dark);
    border: 1px solid var(--border-dark);
    padding: 15px 32px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 0.97rem;
    text-decoration: none;
    transition: background 0.25s, transform 0.25s;
}

.btn-is-ghost:hover {
    background: var(--is-primary-pale);
    border-color: var(--is-primary-lt);
    transform: translateY(-2px);
}

.btn-is-solid {
    display: inline-block;
    background: var(--is-primary);
    color: #fff;
    padding: 17px 40px;
    border-radius: 30px;
    border: #130d2e;
    font-weight: 700;
    font-size: 1.05rem;
    text-decoration: none;
    transition: background 0.25s, transform 0.25s, box-shadow 0.25s;
    box-shadow: 0 8px 24px rgba(124, 58, 237, 0.35);
    position: relative;
    overflow: hidden;
}

.btn-is-solid::before {
    content: '';
    position: absolute;
    top: var(--isy, 50%);
    left: var(--isx, 50%);
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.18);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.55s ease, height 0.55s ease;
    pointer-events: none;
}

.btn-is-solid:hover::before {
    width: 400px;
    height: 400px;
}

.btn-is-solid:hover {
    background: var(--is-primary-dim);
    transform: translateY(-2px);
    box-shadow: 0 14px 30px rgba(124, 58, 237, 0.45);
}

.btn-is-outline {
    display: inline-block;
    background: rgba(255, 255, 255, 0.1);
    color: #fff;
    border: 1.5px solid rgba(255, 255, 255, 0.35);
    padding: 17px 36px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 1.05rem;
    text-decoration: none;
    transition: background 0.25s, transform 0.25s;
}

.btn-is-outline:hover {
    background: rgba(255, 255, 255, 0.18);
    transform: translateY(-2px);
}

/* ══════════════════════════════════════════
   SECTION 1 — HERO
══════════════════════════════════════════ */
.is-hero {
    min-height: 92vh;
    display: flex;
    align-items: center;
    padding: 140px 6vw 80px;
    position: relative;
    overflow: hidden;
    background: linear-gradient(160deg, #ffffff 0%, #f5f3ff 45%, #ede9fe 85%, #ddd6fe 100%);
}

/* Ambient shield bg */
.is-hero-shield-bg {
    position: absolute;
    top: -10%;
    right: -8%;
    width: 55%;
    height: 80%;
    z-index: 0;
    pointer-events: none;
    opacity: 0.07;
}

.is-hero-shield-bg svg {
    width: 100%;
    height: 100%;
}

/* Top glow */
.is-hero-glow {
    position: absolute;
    top: -15%;
    right: -5%;
    width: 55%;
    height: 70%;
    background: radial-gradient(circle, rgba(124, 58, 237, 0.11) 0%, transparent 65%);
    filter: blur(80px);
    z-index: 0;
    pointer-events: none;
}

/* Bottom soft glow */
.is-hero-glow2 {
    position: absolute;
    bottom: -10%;
    left: 10%;
    width: 40%;
    height: 50%;
    background: radial-gradient(circle, rgba(99, 102, 241, 0.07) 0%, transparent 65%);
    filter: blur(60px);
    z-index: 0;
    pointer-events: none;
}

.is-hero-inner {
    display: flex;
    align-items: center;
    gap: 72px;
    position: relative;
    z-index: 1;
}

/* ── Left: content ── */
.is-hero-left {
    flex: 1;
}

.is-hero-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2.8rem, 5.5vw, 4.2rem);
    line-height: 1.08;
    letter-spacing: -2px;
    color: var(--text-dark);
    margin-bottom: 22px;
}

.is-hero-title span {
    color: var(--is-primary);
}

.is-hero-sub {
    font-size: 1.16rem;
    color: var(--text-mid);
    max-width: 520px;
    line-height: 1.75;
    margin-bottom: 32px;
}

.is-hero-ctas {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 20px;
}

.is-hero-reassure {
    font-size: 0.84rem;
    color: var(--text-light);
    font-weight: 500;
    display: flex;
    align-items: center;
    gap: 6px;
}

.is-hero-reassure::before {
    content: '🔒';
    font-size: 0.8rem;
}

/* ── Right: Protection visual ── */
.is-hero-right {
    flex: 0 0 420px;
    position: relative;
}

.is-shield-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 28px;
    padding: 32px 28px;
    box-shadow: 0 24px 80px rgba(124, 58, 237, 0.12), 0 4px 16px rgba(0, 0, 0, 0.05);
    position: relative;
    z-index: 2;
    animation: isCardFloat 9s ease-in-out infinite;
}

@keyframes isCardFloat {

    0%,
    100% {
        transform: translateY(0) rotate(-0.2deg);
    }

    50% {
        transform: translateY(-10px) rotate(0.2deg);
    }
}

.is-shield-card-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
}

.is-shield-title {
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text-mid);
    text-transform: uppercase;
    letter-spacing: 0.8px;
}

.is-shield-badge {
    background: var(--is-primary-pale);
    color: var(--is-primary-deep);
    font-size: 0.72rem;
    font-weight: 700;
    padding: 4px 10px;
    border-radius: 12px;
}

/* Protection layers visual */
.is-protection-layers {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 24px;
}

.is-layer {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 14px 18px;
    border-radius: 14px;
    border: 1px solid transparent;
    cursor: default;
    transition: transform 0.3s, box-shadow 0.3s;
}

.is-layer:hover {
    transform: translateX(4px);
    box-shadow: 0 4px 16px rgba(124, 58, 237, 0.1);
}

.is-layer--health {
    background: #fdf4ff;
    border-color: #e9d5ff;
}

.is-layer--life {
    background: #f5f3ff;
    border-color: #ddd6fe;
}

.is-layer--term {
    background: var(--is-primary-pale);
    border-color: var(--is-primary-lt);
}

.is-layer-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.is-layer--health .is-layer-icon {
    background: #fce7f3;
}

.is-layer--life .is-layer-icon {
    background: #ede9fe;
}

.is-layer--term .is-layer-icon {
    background: #ede9fe;
}

.is-layer-info {
    flex: 1;
}

.is-layer-name {
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--text-dark);
    line-height: 1;
    margin-bottom: 3px;
}

.is-layer-desc {
    font-size: 0.73rem;
    color: var(--text-light);
    font-weight: 500;
}

.is-layer-status {
    font-size: 0.62rem;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    padding: 3px 8px;
    border-radius: 8px;
}

.is-layer--health .is-layer-status {
    background: #fce7f3;
    color: #be185d;
}

.is-layer--life .is-layer-status {
    background: #ede9fe;
    color: var(--is-primary-deep);
}

.is-layer--term .is-layer-status {
    background: rgba(124, 58, 237, 0.12);
    color: var(--is-primary);
}

/* Coverage stat */
.is-coverage-stat {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 0 0;
    border-top: 1px solid var(--border);
    gap: 8px;
}

.is-cov-item {
    text-align: center;
    flex: 1;
}

.is-cov-val {
    font-family: 'Outfit', sans-serif;
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--is-primary-deep);
    display: block;
    line-height: 1;
    margin-bottom: 3px;
}

.is-cov-label {
    font-size: 0.67rem;
    color: var(--text-light);
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.3px;
    line-height: 1.25;
    display: inline-block;
    white-space: nowrap;
}

.is-cov-sep {
    width: 1px;
    height: 32px;
    background: var(--border);
    flex-shrink: 0;
}

/* Floating mini cards */
.is-mini-card {
    position: absolute;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 12px 16px;
    display: flex;
    align-items: center;
    gap: 10px;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
    z-index: 3;
    animation: isFloatCard2 11s ease-in-out infinite;
}

@keyframes isFloatCard2 {

    0%,
    100% {
        transform: translateY(0) rotate(1deg);
    }

    50% {
        transform: translateY(-7px) rotate(-1deg);
    }
}

.is-mini-card--left {
    bottom: -28px;
    left: -36px;
    animation-delay: -4s;
}

.is-mini-card--right {
    top: -44px;
    right: -34px;
    animation-delay: -7s;
}

.is-mmc-icon {
    font-size: 1.4rem;
}

.is-mmc-val {
    font-family: 'Outfit', sans-serif;
    font-size: 0.95rem;
    font-weight: 800;
    color: var(--text-dark);
    line-height: 1;
}

.is-mmc-label {
    font-size: 0.7rem;
    color: var(--text-light);
    font-weight: 500;
    margin-top: 2px;
}


/* ══════════════════════════════════════════
   SECTION 2 — POSITIONING (TRUST BUILDER)
══════════════════════════════════════════ */
.is-positioning {
    padding-top: 80px;
    padding-bottom: 80px;
}

.is-position-card {
    background: #fff;
    border: 1px solid var(--is-primary-lt);
    border-radius: 28px;
    padding: 64px;
    text-align: center;
    box-shadow: 0 4px 32px rgba(124, 58, 237, 0.08), 0 1px 4px rgba(0, 0, 0, 0.04);
    position: relative;
    overflow: hidden;
}

.is-position-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--is-primary), var(--is-accent));
    border-radius: 28px 28px 0 0;
}

/* Decorative quote marks */
.is-quote-mark {
    font-family: 'Outfit', sans-serif;
    font-size: 7rem;
    line-height: 0.5;
    color: var(--is-primary-lt);
    display: block;
    margin-bottom: 16px;
    font-weight: 900;
}

.is-position-card h2 {
    font-size: clamp(1.7rem, 3vw, 2.4rem);
    color: var(--text-dark);
    margin-bottom: 28px;
    letter-spacing: -0.5px;
    line-height: 1.2;
}

.is-position-card h2 em {
    font-style: normal;
    color: var(--is-primary);
}

.is-position-card p {
    font-size: 1.1rem;
    color: var(--text-mid);
    line-height: 1.78;
    margin-bottom: 18px;
    max-width: 680px;
    margin-left: auto;
    margin-right: auto;
}

.is-position-card p:last-of-type {
    margin-bottom: 0;
}

.is-position-highlight {
    display: inline-block;
    margin-top: 28px;
    background: var(--is-primary-pale);
    border: 1px solid var(--is-primary-lt);
    color: var(--is-primary-deep);
    font-size: 0.95rem;
    font-weight: 600;
    padding: 12px 24px;
    border-radius: 14px;
}

/* ══════════════════════════════════════════
   SECTION 3 — WHAT WE OFFER (Cards)
══════════════════════════════════════════ */
.is-offers-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
}

.is-offer-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 22px;
    padding: 32px 28px;
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
    transition: transform 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
    position: relative;
    overflow: hidden;
}

.is-offer-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--is-primary);
    border-radius: 22px 22px 0 0;
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s ease;
}

.is-offer-card:hover::before {
    transform: scaleX(1);
}

.is-offer-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 48px rgba(124, 58, 237, 0.1);
    border-color: var(--is-primary-lt);
}

/* Core recommendation — slightly elevated */
.is-offer-card--featured {
    border-color: var(--is-primary-lt);
    background: linear-gradient(160deg, #fff 0%, #faf7ff 100%);
    box-shadow: 0 4px 24px rgba(124, 58, 237, 0.1);
}

.is-offer-card--featured::before {
    transform: scaleX(1);
    background: linear-gradient(90deg, var(--is-primary), var(--is-accent));
}

.is-offer-header {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    margin-bottom: 18px;
    gap: 12px;
}

.is-offer-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: var(--is-primary-pale);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    flex-shrink: 0;
    transition: transform 0.3s;
}

.is-offer-card:hover .is-offer-icon {
    transform: scale(1.1) rotate(-5deg);
}

.is-offer-card--featured .is-offer-icon {
    background: #fff;
    box-shadow: 0 4px 16px rgba(124, 58, 237, 0.15);
}

.is-offer-badge {
    font-size: 0.68rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    padding: 4px 10px;
    border-radius: 10px;
    background: var(--is-primary);
    color: #fff;
    white-space: nowrap;
}

.is-offer-card h3 {
    font-size: 1.25rem;
    color: var(--text-dark);
    margin-bottom: 8px;
    font-family: 'Outfit', sans-serif;
}

.is-offer-card>p {
    font-size: 0.92rem;
    color: var(--text-mid);
    line-height: 1.6;
    margin-bottom: 20px;
}

.is-offer-includes {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.is-offer-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.88rem;
    color: var(--text-mid);
    font-weight: 500;
}

.is-offer-item::before {
    content: '';
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--is-primary);
    flex-shrink: 0;
}

.is-offer-card--featured .is-offer-item::before {
    background: var(--is-accent);
}


/* ══════════════════════════════════════════
   SECTION 4 — MISTAKES COMPARISON (HIGH IMPACT)
══════════════════════════════════════════ */
.is-compare-section {
    overflow: hidden;
}

.is-compare-wrap {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    align-items: start;
}

.is-compare-panel {
    border-radius: 24px;
    overflow: hidden;
}

/* Wrong side */
.is-compare-panel--wrong {
    background: #fffafa;
    border: 1px solid #fecaca;
}

.is-compare-panel--wrong .is-compare-panel-header {
    background: #fee2e2;
    border-bottom: 1px solid #fecaca;
}

.is-compare-panel--wrong .is-compare-panel-title {
    color: #b91c1c;
}

/* Right side */
.is-compare-panel--right {
    background: var(--is-primary-pale);
    border: 1px solid var(--is-primary-lt);
}

.is-compare-panel--right .is-compare-panel-header {
    background: var(--is-primary-lt);
    border-bottom: 1px solid #c4b5fd;
}

.is-compare-panel--right .is-compare-panel-title {
    color: var(--is-primary-deep);
}

.is-compare-panel-header {
    padding: 20px 24px;
    display: flex;
    align-items: center;
    gap: 12px;
}

.is-compare-panel-icon {
    font-size: 1.3rem;
}

.is-compare-panel-title {
    font-size: 1rem;
    font-weight: 800;
    font-family: 'Outfit', sans-serif;
    letter-spacing: -0.2px;
}

.is-compare-list {
    padding: 20px 24px;
    display: flex;
    flex-direction: column;
    gap: 0;
}

.is-compare-item {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 14px 0;
    border-bottom: 1px solid rgba(0, 0, 0, 0.05);
    opacity: 0;
    transform: translateX(-16px);
    transition: opacity 0.5s ease, transform 0.5s ease;
}

.is-compare-panel--right .is-compare-item {
    transform: translateX(16px);
}

.is-compare-item.visible {
    opacity: 1;
    transform: translateX(0);
}

.is-compare-item:last-child {
    border-bottom: none;
}

.is-compare-item-icon {
    font-size: 1.1rem;
    flex-shrink: 0;
    margin-top: 1px;
}

.is-compare-item-text {
    font-size: 0.92rem;
    color: var(--text-mid);
    line-height: 1.5;
    font-weight: 500;
}

.is-compare-panel--right .is-compare-item-text {
    color: var(--is-primary-deep);
}


/* ══════════════════════════════════════════
   SECTION 5 — HOW MUCH COVERAGE (Highlight)
══════════════════════════════════════════ */
.is-coverage-section {
    overflow: hidden;
}

.is-coverage-bg {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, #1e1044 0%, #130d2e 55%, #2e1065 100%);
    z-index: 0;
}

.is-coverage-bg::before {
    content: '';
    position: absolute;
    top: -30%;
    right: -10%;
    width: 50%;
    height: 80%;
    background: radial-gradient(circle, rgba(124, 58, 237, 0.2) 0%, transparent 65%);
    filter: blur(80px);
    z-index: 0;
}

.is-coverage-inner {
    padding: 100px 6vw;
    position: relative;
    z-index: 2;
}

.is-coverage-header {
    text-align: center;
    margin-bottom: 56px;
}

.is-coverage-header h2 {
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    color: #fff;
    margin-bottom: 12px;
    margin-top: 10px;
}

.is-coverage-intro {
    font-size: 1.05rem;
    color: #c4b5fd;
    max-width: 560px;
    margin: 0 auto;
    line-height: 1.65;
}

.is-coverage-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.is-cov-card {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 22px;
    padding: 32px 28px;
    text-align: center;
    backdrop-filter: blur(20px);
    transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.is-cov-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 48px rgba(124, 58, 237, 0.2);
    border-color: rgba(196, 181, 253, 0.3);
}

.is-cov-card-icon {
    margin-bottom: 20px;
    display: flex;
    justify-content: center;
    margin-left: auto;
    margin-right: auto;
}

.is-cov-card-type {
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.2px;
    color: #c4b5fd;
    margin-bottom: 10px;
}

.is-cov-card-amount {
    font-family: 'Outfit', sans-serif;
    font-size: 1.8rem;
    font-weight: 900;
    color: #fff;
    line-height: 1;
    margin-bottom: 8px;
}

.is-cov-card-note {
    font-size: 0.92rem;
    color: rgba(255, 255, 255, 0.650);
    line-height: 1.5;
}


/* ══════════════════════════════════════════
   SECTION 6 — WHY SPEEDY FINVEST
══════════════════════════════════════════ */
.is-why-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.is-why-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 22px;
    padding: 32px 24px;
    text-align: center;
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
    transition: transform 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
}

.is-why-card:hover {
    transform: translateY(-7px) scale(1.02);
    box-shadow: 0 20px 48px rgba(124, 58, 237, 0.1);
    border-color: var(--is-primary-lt);
}

.is-why-icon-wrap {
    width: 62px;
    height: 62px;
    border-radius: 18px;
    background: var(--is-primary-pale);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    margin: 0 auto 18px;
    transition: transform 0.3s, background 0.3s;
}

.is-why-card:hover .is-why-icon-wrap {
    transform: scale(1.1) rotate(-5deg);
    background: var(--is-primary);
}

.is-why-card h4 {
    font-size: 1.02rem;
    color: var(--text-dark);
    margin-bottom: 10px;
    font-family: 'Outfit', sans-serif;
}

.is-why-card p {
    font-size: 0.87rem;
    color: var(--text-mid);
    line-height: 1.58;
    margin: 0;
}


/* ══════════════════════════════════════════
   SECTION 7 — HOW WE HELP YOU (Step flow)
══════════════════════════════════════════ */
.is-steps-outer {
    position: relative;
    padding-top: 32px;
}

.is-steps-track {
    position: absolute;
    top: 56px;
    left: calc(10% + 28px);
    right: calc(10% + 28px);
    height: 3px;
    background: var(--border);
    border-radius: 2px;
    overflow: hidden;
}

.is-steps-track-fill {
    height: 100%;
    width: 0%;
    background: linear-gradient(90deg, var(--is-primary), var(--is-accent));
    border-radius: 2px;
    transition: width 0.9s cubic-bezier(0.16, 1, 0.3, 1);
}

.is-steps {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    position: relative;
    z-index: 1;
}

.is-step {
    text-align: center;
    transition: transform 0.35s ease;
}

.is-step:hover {
    transform: translateY(-6px);
}

.is-step-circle {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--is-primary-pale);
    border: 2px solid var(--is-primary-lt);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    margin: 0 auto 10px;
    transition: background 0.4s, border-color 0.4s, transform 0.35s, box-shadow 0.4s;
}

.is-step.active .is-step-circle,
.is-step:hover .is-step-circle {
    background: var(--is-primary-pale);
    border-color: var(--is-primary);
    transform: scale(1.1);
}

.is-step.active .is-step-circle {
    box-shadow: 0 0 0 6px rgba(124, 58, 237, 0.14);
}

.is-step-num {
    font-family: 'Outfit', sans-serif;
    font-size: 0.72rem;
    font-weight: 800;
    color: var(--is-primary);
    letter-spacing: 1px;
    text-transform: uppercase;
    margin-bottom: 10px;
}

.is-step h4 {
    font-size: 0.92rem;
    color: var(--text-dark);
    margin-bottom: 6px;
    font-family: 'Outfit', sans-serif;
    line-height: 1.35;
}

.is-step p {
    font-size: 0.8rem;
    color: var(--text-mid);
    line-height: 1.5;
    margin: 0;
}


/* ══════════════════════════════════════════
   SECTION 8 — WHO THIS IS FOR
══════════════════════════════════════════ */
.is-who-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.is-who-card {
    background: #fff;
    border: 1.5px solid var(--border);
    border-radius: 22px;
    padding: 30px 22px;
    text-align: center;
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
    transition: transform 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
    position: relative;
    overflow: hidden;
}

.is-who-card::after {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: 22px;
    border: 2px solid transparent;
    transition: border-color 0.35s;
    pointer-events: none;
}

.is-who-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 48px rgba(124, 58, 237, 0.1);
}

.is-who-card:hover::after {
    border-color: var(--is-primary);
}

.is-who-icon {
    margin-bottom: 20px;
    display: flex;
    justify-content: center;
    margin-left: auto;
    margin-right: auto;
    transition: transform 0.35s;
}

.is-who-card:hover .is-who-icon {
    transform: scale(1.15);
}

.is-who-card h4 {
    font-size: 1.05rem;
    color: var(--text-dark);
    margin-bottom: 10px;
    font-family: 'Outfit', sans-serif;
}

.is-who-card p {
    font-size: 0.94rem;
    color: var(--text-mid);
    line-height: 1.58;
    margin-bottom: 14px;
}

.is-who-tag {
    display: inline-block;
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--is-primary);
    background: var(--is-primary-pale);
    border: 1px solid var(--is-primary-lt);
    padding: 4px 12px;
    border-radius: 12px;
}


/* ══════════════════════════════════════════
   SECTION 9 — TRUST BLOCK
══════════════════════════════════════════ */
.is-trust-section {
    padding: 80px 6vw;
}

.is-trust-card {
    background: #fff;
    border: 1px solid var(--is-primary-lt);
    border-radius: 28px;
    padding: 64px 48px;
    text-align: center;
    box-shadow: 0 4px 32px rgba(124, 58, 237, 0.07);
    position: relative;
    overflow: hidden;
}

.is-trust-shield {
    margin-bottom: 24px;
    filter: drop-shadow(0 4px 16px rgba(124, 58, 237, 0.2));
    display: flex;
    justify-content: center;
    margin-left: auto;
    margin-right: auto;
}

.is-trust-card h2 {
    font-size: clamp(1.8rem, 3vw, 2.4rem);
    color: var(--text-dark);
    margin-bottom: 22px;
    letter-spacing: -0.5px;
}

.is-trust-card p {
    font-size: 1.08rem;
    color: var(--text-mid);
    max-width: 620px;
    margin: 0 auto;
    line-height: 1.78;
}

.is-trust-tagline {
    margin-top: 28px;
    display: inline-block;
    font-size: 0.93rem;
    font-weight: 600;
    color: var(--is-primary);
    background: var(--is-primary-pale);
    border: 1px solid var(--is-primary-lt);
    padding: 10px 22px;
    border-radius: 30px;
    font-style: italic;
}


/* ══════════════════════════════════════════
   SECTION 10 — FAQ
══════════════════════════════════════════ */
.is-accordion {
    margin-top: 0;
}

.is-faq-item {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 16px;
    margin-bottom: 12px;
    overflow: hidden;
    transition: border-color 0.25s;
}

.is-faq-item:hover {
    border-color: var(--is-primary-lt);
}

.is-faq-header {
    width: 100%;
    background: none;
    border: none;
    padding: 20px 24px;
    font-family: 'Inter', sans-serif;
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-dark);
    text-align: left;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 14px;
}

.is-faq-icon {
    font-size: 1.4rem;
    color: var(--text-light);
    font-weight: 300;
    flex-shrink: 0;
    transition: transform 0.35s, color 0.25s;
    line-height: 1;
}

.is-faq-item.open .is-faq-header {
    border-bottom: 1px solid var(--border);
}

.is-faq-item.open .is-faq-icon {
    transform: rotate(0deg);
    color: var(--is-primary);
}

.is-faq-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.45s ease, padding 0.35s;
    padding: 0 24px;
    background: var(--is-soft-bg);
}

.is-faq-body p {
    margin: 0;
    color: var(--text-mid);
    font-size: 0.97rem;
    line-height: 1.72;
}

.is-faq-item.open .is-faq-body {
    max-height: 400px;
    padding: 20px 24px;
}

.is-faq-helper {
    text-align: center;
    margin-top: 22px;
    font-size: 0.9rem;
    color: var(--text-light);
}

.is-faq-helper a {
    color: var(--is-primary);
    font-weight: 600;
    text-decoration: none;
}


/* ══════════════════════════════════════════
   SECTION 11 — FINAL CTA
══════════════════════════════════════════ */
.is-final {
    position: relative;
    padding: 120px 6vw;
    background: #f5efff;
    /* Deep cinematic navy */
    overflow: hidden;
}

/* Animated background beams */
.is-final-beams {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 150%;
    height: 150%;
    background: conic-gradient(from 0deg at 50% 50%,
            transparent 0deg,
            rgba(124, 58, 237, 0.1) 45deg,
            transparent 90deg,
            rgba(139, 92, 246, 0.08) 135deg,
            transparent 180deg,
            rgba(124, 58, 237, 0.1) 225deg,
            transparent 270deg,
            rgba(139, 92, 246, 0.08) 315deg,
            transparent 360deg);
    animation: isBeamRotate 25s linear infinite;
    z-index: 0;
    pointer-events: none;
}

@keyframes isBeamRotate {
    from {
        transform: translate(-50%, -50%) rotate(0deg);
    }

    to {
        transform: translate(-50%, -50%) rotate(360deg);
    }
}

/* Central soft glow */
.is-final-glow {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 80%;
    height: 80%;
    background: radial-gradient(circle, rgba(47, 6, 118, 0.246) 0%, transparent 70%);
    filter: blur(100px);
    z-index: 1;
    pointer-events: none;
}

.is-final-card {
    position: relative;
    z-index: 2;
    background: radial-gradient(circle, rgba(58, 0, 158, 0.42) 0%, rgba(15, 0, 100, 0.69) 70%);
    backdrop-filter: blur(24px);
    -webkit-backdrop-filter: blur(24px);
    border: 10px solid rgba(255, 255, 255, 0.08);
    border-radius: 48px;
    padding: 100px 60px;
    text-align: center;
    box-shadow:
        0 40px 120px rgba(0, 0, 0, 0.5),
        inset 0 0 0 1px rgba(255, 255, 255, 0.03);
    max-width: 1000px;
    margin: 0 auto;
}

.is-final-content {
    position: relative;
    z-index: 1;
    max-width: 680px;
    margin: 0 auto;
    text-align: center;
}

.is-final-icon {
    margin-bottom: 24px;
    filter: drop-shadow(0 8px 24px rgba(0, 0, 0, 0.3));
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: visible;
    margin-left: auto;
    margin-right: auto;
    animation: isIconFloat 4s ease-in-out infinite;
}

@keyframes isIconFloat {

    0%,
    100% {
        transform: translateY(0) rotate(0deg);
    }

    50% {
        transform: translateY(-12px) rotate(5deg);
    }
}

.is-final-content h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2.4rem, 5vw, 3.8rem);
    color: #fff;
    margin-bottom: 20px;
    line-height: 1.1;
    letter-spacing: -1.5px;
    font-weight: 800;
}

.is-final-content p {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 32px;
    line-height: 1.6;
}

.is-final-btns {
    display: flex;
    gap: 20px;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 36px;
}

.is-final-micro {
    font-size: 0.95rem !important;
    color: rgba(255, 255, 255, 0.4) !important;
    font-weight: 500;
    margin-bottom: 24px !important;
}

.is-emotional-line {
    font-size: 1.05rem;
    color: var(--is-accent);
    font-style: italic;
    font-weight: 500;
}


/* ══════════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════════ */
@media (max-width: 1100px) {
    .is-hero-inner {
        flex-direction: column;
        gap: 40px;
    }

    .is-hero-left,
    .is-hero-right {
        width: 100%;
    }

    .is-hero-right {
        display: flex;
        justify-content: center;
    }

    .is-shield-card {
        max-width: 460px;
    }

    .is-mini-card--left {
        left: 0;
    }

    .is-mini-card--right {
        right: 0;
    }

    .is-compare-wrap {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .is-why-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .is-steps {
        display: flex;
        flex-wrap: wrap;
        justify-content: center;
        gap: 40px;
    }

    .is-step {
        flex: 0 0 calc(33.33% - 27px);
        max-width: calc(33.33% - 27px);
        text-align: center;
    }

    .is-step-circle {
        margin: 0 auto 16px !important;
    }

    .is-step-content h4 {
        margin-top: 0;
        margin-bottom: 8px;
    }

    .is-steps-track {
        display: none;
    }

    .is-who-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .is-coverage-cards {
        grid-template-columns: 1fr;
        max-width: 420px;
        margin: 0 auto;
    }
}

@media (max-width: 768px) {
    .is-section {
        padding: 60px 4%;
    }

    .is-hero {
        min-height: auto;
        padding: 100px 4% 60px;
        align-items: left;
    }

    .is-hero-left {
        text-align: center;
    }

    .is-hero-shield-bg {
        left: 23%;
        /* transform: translateX(-50%); */
        /* transform: translate(-50%, -50%); */
    }

    .is-hero-title {
        font-size: clamp(2.7rem, 7vw, 3rem);
        letter-spacing: -1px;
    }

    .is-hero-sub {
        font-size: 1rem;
    }

    .is-hero-ctas {
        flex-direction: column;
        align-items: stretch;
        gap: 10px;
    }

    .btn-is-primary,
    .btn-is-ghost {
        text-align: center;
        border-radius: 32px;
        padding: 14px 24px;
    }

    .is-shield-card {
        padding: 22px 18px;
        border-radius: 20px;
    }

    .is-mini-card {
        display: none;
    }

    .is-position-card {
        padding: 36px 22px;
        border-radius: 20px;
    }

    .is-position-card h2 {
        font-size: 1.6rem;
    }

    .is-quote-mark {
        font-size: 4rem;
    }

    .is-offers-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .is-offer-card {
        padding: 26px 20px;
        border-radius: 18px;
    }

    .is-compare-wrap {
        grid-template-columns: 1fr;
    }

    .is-coverage-inner {
        padding: 60px 4%;
    }

    .is-coverage-cards {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .is-cov-card {
        padding: 24px 20px;
    }

    .is-why-grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }

    .is-why-card {
        padding: 24px 20px;
        border-radius: 16px;
    }

    .is-steps {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .is-step {
        text-align: left;
        display: flex;
        align-items: center;
        gap: 16px;
        margin-bottom: 24px;
    }

    .is-step-content {
        flex: 1;
        display: flex;
        flex-direction: column;
        gap: 2px;
    }

    .is-step-content>* {
        margin: 0 !important;
    }

    .is-step-circle {
        margin: 0;
        flex-shrink: 0;
    }

    .is-step-num {
        font-size: 0.72rem;
        margin-bottom: 2px !important;
    }

    .is-step h4 {
        font-size: 0.95rem;
    }

    .is-step p {
        font-size: 0.85rem;
        color: var(--text-mid);
    }

    .is-faq-header {
        padding: 16px 20px;
        font-size: 0.95rem;
    }

    .is-faq-item.open .is-faq-body {
        padding: 16px 20px;
    }

    .is-who-grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }

    .is-who-card {
        padding: 24px 18px;
        border-radius: 16px;
    }

    .is-trust-card {
        padding: 42px 22px;
        border-radius: 20px;
    }

    .is-final {
        padding: 80px 4%;
    }

    .is-final-card {
        padding: 60px 24px;
        border-radius: 32px;
    }

    .is-final-content h2 {
        font-size: clamp(2rem, 6vw, 2.6rem);
        letter-spacing: -1px;
    }

    .is-final-btns {
        flex-direction: column;
        align-items: stretch;
        gap: 12px;
    }

    .btn-is-solid,
    .btn-is-outline {
        text-align: center;
        border-radius: 32px;
        padding: 14px 24px;
        font-size: 0.97rem;
    }
}

@media (max-width: 400px) {
    .is-hero-title {
        font-size: 1.8rem;
    }

    .is-coverage-cards {
        grid-template-columns: 1fr;
    }
}