/* ══════════════════════════════════════════════════════
   NRI INVESTMENTS — nri-investments.css
   Theme: Global Sophistication · India Bridge · Premium Trust
   Palette: Deep Navy (#0f172a) + Teal (#0ea5e9) + Gold (#f59e0b)
   Philosophy: Complex global finance made simple & premium
   Fonts: Outfit (headings) · Inter (body)
══════════════════════════════════════════════════════ */

/* ── Design tokens ── */
:root {
    --nri-teal: #0ea5e9;
    --nri-teal-mid: #38bdf8;
    --nri-teal-light: #e0f2fe;
    --nri-teal-pale: #f0f9ff;
    --nri-teal-border: #bae6fd;
    --nri-teal-deep: #0369a1;
    --nri-gold: #f59e0b;
    --nri-gold-bright: #fbbf24;
    --nri-gold-pale: #fffbeb;
    --nri-gold-light: #fef3c7;
    --nri-gold-border: #fde68a;
    --nri-gold-deep: #b45309;
    --nri-navy: #0f172a;
    --nri-navy-mid: #1e293b;
    --nri-navy-soft: #334155;
    --nri-cream: #fafaf9;
    --nri-border: #e5e7eb;
    --nri-text: #6b7280;
}

/* ── Page entrance ── */
#main {
    opacity: 1;
    animation: nriFadeIn 0.9s cubic-bezier(0.16, 1, 0.3, 1) forwards;
    padding: 0;
}



@keyframes nriFadeIn {
    from {
        opacity: 0;
        transform: translateY(16px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ── Scroll reveal ── */
.nri-reveal {
    opacity: 0;
    transform: translateY(32px);
    transition: opacity 0.75s cubic-bezier(0.16, 1, 0.3, 1),
        transform 0.75s cubic-bezier(0.16, 1, 0.3, 1);
}

.nri-reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ══════════════════════════════════════════════════════
   LAYOUT HELPERS
══════════════════════════════════════════════════════ */
.nri-page {
    background: #fff;
}

.nri-section {
    padding: 100px 6vw;
    position: relative;
}

.nri-container {
    max-width: 1180px;
    margin: 0 auto;
}

.nri-container-narrow {
    max-width: 800px;
    margin: 0 auto;
}

.nri-bg-light {
    background: var(--nri-cream);
}

.nri-bg-dark {
    background: var(--nri-navy);
}

.nri-center {
    text-align: center;
}

.nri-section-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    font-weight: 900;
    color: var(--nri-navy);
    letter-spacing: -0.8px;
    line-height: 1.15;
    margin-bottom: 20px;
}

.nri-label {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: var(--nri-teal-deep);
    background: var(--nri-teal-light);
    border: 1px solid var(--nri-teal-border);
    padding: 5px 14px;
    border-radius: 30px;
    margin-bottom: 18px;
    font-family: 'Inter', sans-serif;
}

/* ── Buttons ── */
.nri-btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    background: linear-gradient(135deg, var(--nri-teal-deep) 0%, var(--nri-teal) 100%);
    color: #fff;
    padding: 16px 36px;
    border-radius: 40px;
    font-weight: 800;
    font-size: 1.05rem;
    text-decoration: none;
    transition: transform 0.25s, box-shadow 0.25s;
    box-shadow: 0 4px 20px rgba(14, 165, 233, 0.35);
    font-family: 'Outfit', sans-serif;
}

.nri-btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 36px rgba(14, 165, 233, 0.5);
}

.nri-btn-ghost {
    display: inline-block;
    background: transparent;
    color: var(--nri-navy);
    border: 1.5px solid var(--nri-border);
    padding: 15px 28px;
    border-radius: 40px;
    font-weight: 600;
    font-size: 0.95rem;
    text-decoration: none;
    transition: background 0.25s, border-color 0.25s, transform 0.25s;
    font-family: 'Outfit', sans-serif;
}

.nri-btn-ghost:hover {
    background: var(--nri-teal-pale);
    border-color: var(--nri-teal-border);
    transform: translateY(-2px);
}

.nri-btn-gold {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    background: linear-gradient(135deg, var(--nri-gold) 0%, var(--nri-gold-bright) 100%);
    color: #fff;
    padding: 16px 36px;
    border-radius: 40px;
    font-weight: 800;
    font-size: 1rem;
    text-decoration: none;
    transition: transform 0.25s, box-shadow 0.25s;
    box-shadow: 0 4px 20px rgba(245, 158, 11, 0.4);
    font-family: 'Outfit', sans-serif;
    position: relative;
    overflow: hidden;
}

.nri-btn-gold::before {
    content: '';
    position: absolute;
    top: var(--nriy, 50%);
    left: var(--nrix, 50%);
    width: 0;
    height: 0;
    background: rgba(255, 255, 255, 0.25);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    transition: width 0.55s ease, height 0.55s ease;
    pointer-events: none;
}

.nri-btn-gold:hover::before {
    width: 400px;
    height: 400px;
}

.nri-btn-gold:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 36px rgba(245, 158, 11, 0.55);
}

.nri-btn-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 28px;
    height: 28px;
    background: #fff;
    color: var(--nri-teal);
    border-radius: 50%;
    font-size: 1rem;
    transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    flex-shrink: 0;
}

.nri-btn-primary:hover .nri-btn-icon,
.nri-btn-gold:hover .nri-btn-icon {
    transform: translateX(4px);
}

.nri-btn-outline {
    display: inline-block;
    background: rgba(255, 255, 255, 0.08);
    color: #fff;
    border: 1.5px solid rgba(255, 255, 255, 0.3);
    padding: 16px 32px;
    border-radius: 40px;
    font-weight: 600;
    font-size: 1rem;
    text-decoration: none;
    transition: background 0.25s, transform 0.25s;
    font-family: 'Outfit', sans-serif;
}

.nri-btn-outline:hover {
    background: rgba(255, 255, 255, 0.15);
    transform: translateY(-2px);
}

/* ══════════════════════════════════════════════════════
   SECTION 1 — HERO
   Split layout: Content left, Globe visual right
══════════════════════════════════════════════════════ */
.nri-hero {
    min-height: 94vh;
    display: flex;
    align-items: center;
    padding: 140px 6vw 80px;
    position: relative;
    overflow: hidden;
    background: linear-gradient(155deg,
            #fff 0%,
            var(--nri-teal-pale) 35%,
            rgba(14, 165, 233, 0.04) 70%,
            #fff 100%);
}

/* Background glow effects */
.nri-hero::before {
    content: '';
    position: absolute;
    top: -10%;
    right: -5%;
    width: 60%;
    height: 80%;
    background: radial-gradient(ellipse at top right,
            rgba(14, 165, 233, 0.10) 0%,
            rgba(14, 165, 233, 0.03) 45%,
            transparent 70%);
    pointer-events: none;
    z-index: 0;
}

.nri-hero::after {
    content: '';
    position: absolute;
    bottom: -5%;
    left: 5%;
    width: 40%;
    height: 50%;
    background: radial-gradient(circle,
            rgba(245, 158, 11, 0.05) 0%,
            transparent 65%);
    filter: blur(50px);
    pointer-events: none;
    z-index: 0;
}

.nri-hero-inner {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 72px;
    max-width: 1180px;
    margin: 0 auto;
    width: 100%;
}

/* Left content */
.nri-hero-left {
    flex: 1;
}

.nri-hero-kicker {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 3px;
    text-transform: uppercase;
    color: var(--nri-teal-deep);
    background: var(--nri-teal-light);
    border: 1px solid var(--nri-teal-border);
    padding: 6px 16px;
    border-radius: 30px;
    margin-bottom: 28px;
    font-family: 'Inter', sans-serif;
}

.nri-kicker-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--nri-gold);
    box-shadow: 0 0 0 0 rgba(245, 158, 11, 0.5);
    animation: nriGoldPulse 2.5s ease-in-out infinite;
    flex-shrink: 0;
}

@keyframes nriGoldPulse {

    0%,
    100% {
        box-shadow: 0 0 0 0 rgba(245, 158, 11, 0.4);
    }

    70% {
        box-shadow: 0 0 0 8px rgba(245, 158, 11, 0);
    }
}

.nri-hero-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(3rem, 5.5vw, 4.4rem);
    font-weight: 900;
    color: var(--nri-navy);
    line-height: 1.05;
    letter-spacing: -2.5px;
    margin-bottom: 24px;
}

.nri-hero-title span {
    display: inline;
    background: linear-gradient(135deg, var(--nri-teal) 0%, var(--nri-teal-deep) 100%);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.nri-hero-sub {
    font-size: 1.18rem;
    color: var(--nri-text);
    max-width: 520px;
    line-height: 1.8;
    margin-bottom: 36px;
}

.nri-hero-ctas {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

/* Diaspora strip below CTAs */
.nri-diaspora-strip {
    display: flex;
    gap: 0;
    border-top: 1px solid var(--nri-border);
    padding-top: 28px;
    max-width: 480px;
}

.nri-ds-item {
    flex: 1;
    text-align: center;
    padding-right: 20px;
    border-right: 1px solid var(--nri-border);
}

.nri-ds-item:last-child {
    border-right: none;
    padding-right: 0;
    padding-left: 20px;
}

.nri-ds-item:first-child {
    text-align: left;
}

.nri-ds-num {
    font-family: 'Outfit', sans-serif;
    font-size: 1.4rem;
    font-weight: 900;
    color: var(--nri-navy);
    display: block;
    line-height: 1;
    margin-bottom: 4px;
}

.nri-ds-num span {
    color: var(--nri-teal);
}

.nri-ds-label {
    font-size: 0.72rem;
    color: #9ca3af;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    font-family: 'Inter', sans-serif;
    line-height: 1.3;
}

/* ── Right: Globe visual ── */
.nri-hero-right {
    flex: 0 0 400px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.nri-globe-wrap {
    position: relative;
    width: 360px;
    height: 360px;
}

/* Globe sphere */
.nri-globe-sphere {
    width: 360px;
    height: 360px;
    border-radius: 50%;
    background: radial-gradient(circle at 35% 30%,
            #1e3a8a 0%,
            #0c1f4a 40%,
            #020617 100%);
    position: relative;
    overflow: hidden;
    box-shadow:
        0 0 60px rgba(14, 165, 233, 0.18),
        0 0 120px rgba(14, 165, 233, 0.08),
        inset 0 0 60px rgba(0, 0, 0, 0.5);
    animation: nriGlobeFloat 10s ease-in-out infinite;
}

@keyframes nriGlobeFloat {

    0%,
    100% {
        transform: translateY(0) rotate(-0.3deg);
    }

    50% {
        transform: translateY(-14px) rotate(0.3deg);
    }
}

/* Globe shine highlight */
.nri-globe-sphere::before {
    content: '';
    position: absolute;
    top: 8%;
    left: 15%;
    width: 28%;
    height: 22%;
    background: radial-gradient(ellipse, rgba(255, 255, 255, 0.10) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
    z-index: 3;
}

/* SVG overlay for connection lines */
.nri-globe-svg {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    overflow: hidden;
    z-index: 1;
}

/* Animated flow paths */
.nri-flow-path {
    fill: none;
    stroke-linecap: round;
    opacity: 0.8;
    transition: stroke-dashoffset 1.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.nri-flow-path.animated {
    stroke-dashoffset: 0;
}

/* City node dots glow */
.nri-city-dot {
    transition: r 0.3s ease, opacity 0.5s ease;
}

.nri-city-dot-glow {
    animation: nriDotPulse 3s ease-in-out infinite;
}

@keyframes nriDotPulse {

    0%,
    100% {
        opacity: 0.3;
        r: 10;
    }

    50% {
        opacity: 0.6;
        r: 14;
    }
}

/* India center gold pulse */
.nri-india-pulse {
    animation: nriIndiaPulse 2s ease-in-out infinite;
}

@keyframes nriIndiaPulse {

    0%,
    100% {
        r: 14;
        opacity: 0.2;
    }

    50% {
        r: 20;
        opacity: 0.4;
    }
}

.nri-india-core {
    animation: nriIndiaCore 2s ease-in-out infinite;
}

@keyframes nriIndiaCore {

    0%,
    100% {
        opacity: 1;
    }

    50% {
        opacity: 0.7;
    }
}

/* City label chips (positioned around globe) */
.nri-city-chip {
    position: absolute;
    background: rgba(255, 255, 255, 0.92);
    border: 1px solid var(--nri-teal-border);
    border-radius: 20px;
    padding: 5px 12px;
    font-size: 0.7rem;
    font-weight: 700;
    color: var(--nri-navy);
    font-family: 'Inter', sans-serif;
    white-space: nowrap;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    z-index: 10;
    display: flex;
    align-items: center;
    gap: 5px;
    opacity: 0;
    transition: opacity 0.5s ease;
    backdrop-filter: blur(8px);
}

.nri-city-chip.visible {
    opacity: 1;
}

.nri-city-chip-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    flex-shrink: 0;
}

.nri-chip-teal .nri-city-chip-dot {
    background: var(--nri-teal);
}

.nri-chip-gold .nri-city-chip-dot {
    background: var(--nri-gold);
}

/* India center chip */
.nri-india-chip {
    position: absolute;
    background: linear-gradient(135deg, var(--nri-gold) 0%, var(--nri-gold-bright) 100%);
    border-radius: 20px;
    padding: 7px 14px;
    font-size: 0.75rem;
    font-weight: 800;
    color: #fff;
    font-family: 'Outfit', sans-serif;
    white-space: nowrap;
    box-shadow: 0 4px 16px rgba(245, 158, 11, 0.4);
    z-index: 10;
    display: flex;
    align-items: center;
    gap: 6px;
    letter-spacing: 0.3px;
}

/* Floating currency card */
.nri-fx-card {
    position: absolute;
    bottom: -20px;
    right: -24px;
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid var(--nri-border);
    border-radius: 16px;
    padding: 16px 18px;
    box-shadow: 0 12px 40px rgba(0, 0, 0, 0.1);
    z-index: 12;
    backdrop-filter: blur(16px);
    animation: nriCardFloat 8s ease-in-out 2s infinite;
}

@keyframes nriCardFloat {

    0%,
    100% {
        transform: translateY(0) rotate(1deg);
    }

    50% {
        transform: translateY(-8px) rotate(-1deg);
    }
}

.nri-fx-row {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: 'Outfit', sans-serif;
    font-weight: 800;
    font-size: 0.95rem;
    color: var(--nri-navy);
}

.nri-fx-arrow {
    color: var(--nri-teal);
    font-size: 1rem;
}

.nri-fx-inr {
    color: var(--nri-gold-deep);
}

.nri-fx-sub {
    font-size: 0.65rem;
    color: #9ca3af;
    font-family: 'Inter', sans-serif;
    font-weight: 500;
    margin-top: 4px;
}

/* Compliance badge (top-left of globe) */
.nri-compliance-badge {
    position: absolute;
    top: -12px;
    left: -20px;
    background: var(--nri-teal-pale);
    border: 1px solid var(--nri-teal-border);
    border-radius: 14px;
    padding: 10px 14px;
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--nri-teal-deep);
    font-family: 'Inter', sans-serif;
    z-index: 12;
    box-shadow: 0 4px 16px rgba(14, 165, 233, 0.15);
    animation: nriCardFloat 7s ease-in-out infinite;
    backdrop-filter: blur(12px);
    white-space: nowrap;
}

/* ══════════════════════════════════════════════════════
   SECTION 2 — POSITIONING (Complexity → Simplicity)
══════════════════════════════════════════════════════ */
.nri-position-wrap {
    max-width: 780px;
    margin: 0 auto;
    background: #fff;
    border: 1px solid var(--nri-teal-border);
    border-radius: 28px;
    padding: 64px 72px;
    text-align: center;
    box-shadow: 0 4px 40px rgba(14, 165, 233, 0.08);
    position: relative;
    overflow: hidden;
}

.nri-position-wrap::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--nri-teal-deep), var(--nri-teal), var(--nri-gold));
    border-radius: 28px 28px 0 0;
}

.nri-position-wrap h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 3vw, 2.4rem);
    font-weight: 900;
    color: var(--nri-navy);
    margin-bottom: 24px;
    letter-spacing: -0.8px;
    line-height: 1.2;
}

.nri-position-wrap p {
    font-size: 1.08rem;
    color: var(--nri-text);
    line-height: 1.82;
    margin-bottom: 18px;
    max-width: 600px;
    margin-inline: auto;
}

/* Complexity pill tags */
.nri-complexity-pills {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 28px;
}

.nri-cx-pill {
    display: flex;
    align-items: center;
    gap: 7px;
    background: var(--nri-teal-pale);
    border: 1px solid var(--nri-teal-border);
    color: var(--nri-teal-deep);
    padding: 8px 16px;
    border-radius: 30px;
    font-size: 0.82rem;
    font-weight: 700;
    font-family: 'Inter', sans-serif;
}

.nri-cx-pill-icon {
    font-size: 1rem;
}

/* ══════════════════════════════════════════════════════
   SECTION 3 — CHALLENGES (2×2 grid, muted warning tone)
══════════════════════════════════════════════════════ */
.nri-challenges-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-top: 48px;
}

.nri-challenge-card {
    background: #fff;
    border: 1px solid var(--nri-border);
    border-radius: 20px;
    padding: 36px 32px;
    position: relative;
    overflow: hidden;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.nri-challenge-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: #f3f4f6;
    border-radius: 20px 20px 0 0;
    transition: background 0.3s;
}

.nri-challenge-card:hover::before {
    background: #f59e0b;
}

.nri-challenge-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 48px rgba(245, 158, 11, 0.10);
    border-color: var(--nri-gold-border);
}

.nri-ch-icon {
    font-size: 1.8rem;
    width: 56px;
    height: 56px;
    border-radius: 14px;
    background: #fef9ee;
    border: 1.5px solid var(--nri-gold-border);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.nri-challenge-card:hover .nri-ch-icon {
    transform: scale(1.1) rotate(-5deg);
}

.nri-challenge-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--nri-navy);
    margin-bottom: 10px;
}

.nri-challenge-card p {
    font-size: 0.93rem;
    color: var(--nri-text);
    line-height: 1.65;
}

/* ══════════════════════════════════════════════════════
   SECTION 4 — SOLUTIONS (3×2 grid)
══════════════════════════════════════════════════════ */
.nri-solutions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 48px;
}

.nri-sol-card {
    background: #fff;
    border: 1px solid var(--nri-border);
    border-radius: 20px;
    padding: 36px 28px;
    position: relative;
    overflow: hidden;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.nri-sol-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--nri-teal-deep), var(--nri-teal));
    border-radius: 0;
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.nri-sol-card:hover::after {
    transform: scaleX(1);
}

.nri-sol-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 56px rgba(14, 165, 233, 0.10);
    border-color: var(--nri-teal-border);
}

.nri-sol-icon {
    font-size: 1.8rem;
    width: 58px;
    height: 58px;
    border-radius: 16px;
    background: var(--nri-teal-pale);
    border: 1.5px solid var(--nri-teal-border);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), background 0.3s;
}

.nri-sol-card:hover .nri-sol-icon {
    transform: scale(1.1) rotate(-5deg);
    background: var(--nri-teal-light);
}

.nri-sol-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--nri-navy);
    margin-bottom: 8px;
}

.nri-sol-card p {
    font-size: 0.9rem;
    color: var(--nri-text);
    line-height: 1.65;
}

/* ══════════════════════════════════════════════════════
   SECTION 5 — GIFT CITY (Premium dark highlight)
   The star section — deep navy + gold + skyline
══════════════════════════════════════════════════════ */
.nri-gift-section {
    padding: 0;
    overflow: hidden;
    position: relative;
}

.nri-gift-bg {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg,
            #0a1628 0%,
            #0f172a 40%,
            #141f3c 70%,
            #0a1628 100%);
    z-index: 0;
}

.nri-gift-bg::before {
    content: '';
    position: absolute;
    top: -30%;
    right: -10%;
    width: 60%;
    height: 90%;
    background: radial-gradient(ellipse at top right,
            rgba(245, 158, 11, 0.10) 0%,
            rgba(14, 165, 233, 0.06) 40%,
            transparent 70%);
    filter: blur(60px);
    pointer-events: none;
}

/* Blueprint grid overlay */
.nri-gift-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(14, 165, 233, 0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(14, 165, 233, 0.04) 1px, transparent 1px);
    background-size: 56px 56px;
    pointer-events: none;
}

.nri-gift-inner {
    position: relative;
    z-index: 2;
    padding: 100px 6vw;
    max-width: 1180px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 60px;
}

.nri-gift-main {
    display: flex;
    align-items: center;
    gap: 80px;
}

.nri-gift-intro {
    flex: 1;
}

.nri-gift-content {
    flex: 1;
}

.nri-gift-visual {
    flex: 0 0;
}

.nri-gift-eyebrow {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 4px;
    text-transform: uppercase;
    color: var(--nri-gold);
    background: rgba(245, 158, 11, 0.12);
    border: 1px solid rgba(245, 158, 11, 0.25);
    padding: 5px 14px;
    border-radius: 30px;
    margin-bottom: 20px;
    font-family: 'Inter', sans-serif;
}

.nri-gift-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 900;
    color: #fff;
    letter-spacing: -1px;
    margin-bottom: 20px;
    line-height: 1.1;
}

.nri-gift-title span {
    background: linear-gradient(135deg, var(--nri-gold) 0%, var(--nri-gold-bright) 100%);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.nri-gift-desc {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.65);
    line-height: 1.82;
    margin-bottom: 32px;
    max-width: 540px;
}

/* Key benefits chips */
.nri-gift-benefits {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin-bottom: 20px;
}

.nri-gift-footer {
    display: flex;
    justify-content: center;
    width: 100%;
}

.nri-gift-benefit {
    display: flex;
    align-items: center;
    gap: 14px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(245, 158, 11, 0.2);
    border-radius: 14px;
    padding: 14px 18px;
    transition: background 0.3s, border-color 0.3s;
}

.nri-gift-benefit:hover {
    background: rgba(245, 158, 11, 0.07);
    border-color: rgba(245, 158, 11, 0.4);
}

.nri-gift-benefit-icon {
    font-size: 1.2rem;
    flex-shrink: 0;
}

.nri-gift-benefit-text {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 600;
    line-height: 1.4;
}

.nri-gift-benefit-text small {
    display: block;
    font-size: 0.925rem;
    color: rgba(255, 255, 255, 0.45);
    font-weight: 400;
    margin-top: 2px;
}

/* ── Skyline CSS Visual ── */
.nri-skyline-wrap {
    position: relative;
}

.nri-skyline {
    display: flex;
    align-items: flex-end;
    justify-content: center;
    gap: 5px;
    padding: 0 8px;
    height: 280px;
    position: relative;
}

.nri-skyline::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: -20px;
    right: -20px;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(245, 158, 11, 0.4), transparent);
}

/* Ground glow */
.nri-skyline::before {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 60px;
    background: linear-gradient(to top, rgba(245, 158, 11, 0.06), transparent);
    border-radius: 0 0 12px 12px;
}

.nri-building {
    position: relative;
    border-radius: 4px 4px 0 0;
    overflow: hidden;
    flex-shrink: 0;
    transition: filter 0.3s;
}

.nri-building:hover {
    filter: brightness(1.3);
}

/* Building gradients */
.nri-b1 {
    width: 24px;
    height: 120px;
    background: linear-gradient(to top, #1e3a8a, #2563eb);
}

.nri-b2 {
    width: 32px;
    height: 160px;
    background: linear-gradient(to top, #1e3a8a, #1d4ed8);
}

.nri-b3 {
    width: 44px;
    height: 210px;
    background: linear-gradient(to top, #162d6b, #2563eb);
}

.nri-b4 {
    width: 56px;
    height: 190px;
    background: linear-gradient(to top, #0f172a, #1e3a8a);
}

.nri-b5 {
    width: 36px;
    height: 170px;
    background: linear-gradient(to top, #162d6b, #3b82f6);
}

.nri-b6 {
    width: 28px;
    height: 130px;
    background: linear-gradient(to top, #1e3a8a, #2563eb);
}

.nri-b7 {
    width: 48px;
    height: 200px;
    background: linear-gradient(to top, #0f172a, #1e3a8a);
}

.nri-b8 {
    width: 22px;
    height: 100px;
    background: linear-gradient(to top, #1e3a8a, #3b82f6);
}

.nri-b9 {
    width: 34px;
    height: 145px;
    background: linear-gradient(to top, #162d6b, #2563eb);
}

/* Window lights on buildings (CSS magic) */
.nri-building::after {
    content: '';
    position: absolute;
    inset: 8px 4px;
    background:
        repeating-linear-gradient(transparent 0, transparent 7px,
            rgba(255, 255, 255, 0.06) 7px, rgba(255, 255, 255, 0.06) 9px),
        repeating-linear-gradient(90deg,
            transparent 0, transparent 5px,
            rgba(255, 255, 255, 0.05) 5px, rgba(255, 255, 255, 0.05) 7px);
}

/* Glowing windows (random, using box shadows on pseudo-elements) */
.nri-b3::before,
.nri-b4::before,
.nri-b7::before {
    content: '';
    position: absolute;
    inset: 0;
    background: repeating-linear-gradient(transparent 0, transparent 9px,
            rgba(245, 158, 11, 0.06) 9px, rgba(245, 158, 11, 0.06) 10px);
}

/* Building top lights */
.nri-b3 .nri-b-top,
.nri-b4 .nri-b-top,
.nri-b7 .nri-b-top {
    position: absolute;
    top: -6px;
    left: 50%;
    transform: translateX(-50%);
    width: 3px;
    height: 6px;
    background: var(--nri-gold);
    box-shadow: 0 -4px 8px var(--nri-gold);
    animation: nriBeaconBlink 2s ease-in-out infinite;
}

@keyframes nriBeaconBlink {

    0%,
    100% {
        opacity: 1;
    }

    50% {
        opacity: 0.3;
    }
}

/* Ground reflection */
.nri-skyline-reflection {
    height: 40px;
    margin: 0 8px;
    overflow: hidden;
}

/* Floating stats chips on right */
.nri-gift-stat {
    position: absolute;
    right: -20px;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(245, 158, 11, 0.25);
    backdrop-filter: blur(16px);
    border-radius: 14px;
    padding: 12px 16px;
    display: flex;
    align-items: center;
    gap: 10px;
    z-index: 5;
    white-space: nowrap;
    animation: nriCardFloat 9s ease-in-out infinite;
}

.nri-gift-stat-1 {
    top: 20px;
    animation-delay: 0s;
}

.nri-gift-stat-2 {
    top: 80px;
    animation-delay: -3.5s;
}

.nri-gift-stat-num {
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 900;
    color: var(--nri-gold-bright);
    line-height: 1;
}

.nri-gift-stat-label {
    font-size: 0.72rem;
    color: rgba(255, 255, 255, 0.5);
    font-family: 'Inter', sans-serif;
    font-weight: 500;
}

/* ══════════════════════════════════════════════════════
   SECTION 6 — PROCESS (Step flow)
══════════════════════════════════════════════════════ */
.nri-steps-outer {
    position: relative;
    padding-top: 24px;
    margin-top: 48px;
}

.nri-steps-track {
    position: absolute;
    top: 44px;
    left: calc(8% + 24px);
    right: calc(8% + 24px);
    height: 2px;
    background: var(--nri-border);
    border-radius: 2px;
    overflow: hidden;
}

.nri-steps-track-fill {
    height: 100%;
    width: 0%;
    background: linear-gradient(90deg, var(--nri-teal-deep), var(--nri-teal));
    border-radius: 2px;
    transition: width 1.2s cubic-bezier(0.16, 1, 0.3, 1);
}

.nri-steps {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 12px;
    position: relative;
    z-index: 1;
}

.nri-step {
    text-align: center;
    transition: transform 0.3s ease;
    opacity: 0.4;
    transition: opacity 0.4s ease, transform 0.3s ease;
}

.nri-step.active {
    opacity: 1;
}

.nri-step:hover {
    transform: translateY(-6px);
}

.nri-step-circle {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: var(--nri-teal-pale);
    border: 2.5px solid var(--nri-teal-border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    margin: 0 auto 12px;
    transition: background 0.4s, border-color 0.4s, box-shadow 0.4s, transform 0.3s;
}

.nri-step.active .nri-step-circle {
    background: var(--nri-teal-pale);
    border-color: var(--nri-teal);
    box-shadow: 0 0 0 6px rgba(14, 165, 233, 0.1), 0 4px 16px rgba(14, 165, 233, 0.2);
}

.nri-step-num {
    font-family: 'Inter', sans-serif;
    font-size: 0.65rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: var(--nri-teal-deep);
    margin-bottom: 8px;
}

.nri-step-content {
    display: flex;
    flex-direction: column;
}

.nri-step h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--nri-navy);
    line-height: 1.4;
    margin: 0;
}

/* ══════════════════════════════════════════════════════
   SECTION 7 — WHO THIS IS FOR (Horizontal cards)
══════════════════════════════════════════════════════ */
.nri-who-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 48px;
}

.nri-who-card {
    background: #fff;
    border: 1px solid var(--nri-border);
    border-radius: 20px;
    padding: 36px 24px;
    text-align: center;
    position: relative;
    overflow: hidden;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.nri-who-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--nri-teal), var(--nri-gold));
    transform: scaleX(0);
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    transform-origin: left;
}

.nri-who-card:hover::before {
    transform: scaleX(1);
}

.nri-who-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 56px rgba(14, 165, 233, 0.10);
    border-color: var(--nri-teal-border);
}

.nri-who-icon {
    font-size: 2.4rem;
    display: block;
    margin-bottom: 16px;
    transition: transform 0.35s;
}

.nri-who-card:hover .nri-who-icon {
    transform: scale(1.15);
}

.nri-who-card h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--nri-navy);
    margin-bottom: 10px;
}

.nri-who-card p {
    font-size: 0.9rem;
    color: var(--nri-text);
    line-height: 1.6;
    margin-bottom: 14px;
}

.nri-who-tag {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 700;
    color: var(--nri-teal-deep);
    background: var(--nri-teal-pale);
    border: 1px solid var(--nri-teal-border);
    padding: 4px 12px;
    border-radius: 12px;
    font-family: 'Inter', sans-serif;
    text-transform: uppercase;
    letter-spacing: 0.8px;
}

/* ══════════════════════════════════════════════════════
   SECTION 8 — WHY SPEEDY FINVEST (4 cards)
══════════════════════════════════════════════════════ */
.nri-why-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-top: 48px;
}

.nri-why-card {
    background: #fff;
    border: 1px solid var(--nri-border);
    border-radius: 20px;
    padding: 40px 28px;
    text-align: center;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.nri-why-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 56px rgba(14, 165, 233, 0.10);
    border-color: var(--nri-teal-border);
}

.nri-why-icon-wrap {
    width: 64px;
    height: 64px;
    border-radius: 18px;
    background: var(--nri-teal-pale);
    border: 1.5px solid var(--nri-teal-border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    margin: 0 auto 20px;
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), background 0.3s;
    box-shadow: 0 4px 16px rgba(14, 165, 233, 0.10);
}

.nri-why-card:hover .nri-why-icon-wrap {
    transform: scale(1.12) rotate(-5deg);
    background: var(--nri-teal-light);
}

.nri-why-card h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--nri-navy);
    margin-bottom: 10px;
}

.nri-why-card p {
    font-size: 0.9rem;
    color: var(--nri-text);
    line-height: 1.65;
}

/* ══════════════════════════════════════════════════════
   SECTION 9 — TRUST BLOCK (Dark, Centered)
══════════════════════════════════════════════════════ */
.nri-trust-inner {
    background: linear-gradient(155deg, #0a1628 0%, var(--nri-navy) 50%, #0e1e38 100%);
    padding: 100px 6vw;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.nri-trust-inner::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 500px;
    height: 500px;
    background: radial-gradient(circle,
            rgba(14, 165, 233, 0.08) 0%,
            rgba(245, 158, 11, 0.04) 40%,
            transparent 70%);
    pointer-events: none;
}

.nri-trust-icon {
    font-size: 3.2rem;
    display: block;
    margin-bottom: 24px;
    position: relative;
    z-index: 1;
    filter: drop-shadow(0 4px 16px rgba(14, 165, 233, 0.3));
}

.nri-trust-inner h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 900;
    color: #fff;
    letter-spacing: -1px;
    margin-bottom: 18px;
    position: relative;
    z-index: 1;
}

.nri-trust-inner p {
    font-size: 1.08rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.82;
    max-width: 640px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.nri-trust-tagline {
    display: inline-block;
    margin-top: 28px;
    background: rgba(14, 165, 233, 0.1);
    border: 1px solid rgba(14, 165, 233, 0.25);
    color: var(--nri-teal-mid);
    font-size: 0.92rem;
    font-weight: 600;
    padding: 10px 24px;
    border-radius: 30px;
    font-style: italic;
    position: relative;
    z-index: 1;
}

/* ══════════════════════════════════════════════════════
   SECTION 10 — FAQ (Accordion)
══════════════════════════════════════════════════════ */
.nri-faq-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 0;
}

.nri-faq-item {
    background: #fff;
    border: 1px solid var(--nri-border);
    border-radius: 16px;
    overflow: hidden;
    transition: border-color 0.3s, box-shadow 0.3s;
}

.nri-faq-item.open {
    border-color: var(--nri-teal-border);
    box-shadow: 0 4px 20px rgba(14, 165, 233, 0.07);
}

.nri-faq-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 22px 28px;
    cursor: pointer;
}

.nri-faq-header h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--nri-navy);
    transition: color 0.2s;
    flex: 1;
    padding-right: 16px;
}

.nri-faq-item.open .nri-faq-header h4 {
    color: var(--nri-teal-deep);
}

.nri-faq-icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: #f9fafb;
    border: 1px solid var(--nri-border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
    transition: background 0.3s, border-color 0.3s;
    font-family: 'Inter', sans-serif;
    color: #9ca3af;
}

.nri-faq-item.open .nri-faq-icon {
    background: var(--nri-teal-pale);
    border-color: var(--nri-teal-border);
    color: var(--nri-teal-deep);
}

.nri-faq-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}

.nri-faq-item.open .nri-faq-body {
    max-height: 300px;
}

.nri-faq-inner {
    padding: 0 28px 22px;
    font-size: 0.97rem;
    color: #4b5563;
    line-height: 1.78;
}

/* ══════════════════════════════════════════════════════
   SECTION 11 — FINAL CTA (Dark gradient + dual CTAs)
══════════════════════════════════════════════════════ */
.nri-cta-box {
    background: linear-gradient(155deg,
            var(--nri-navy) 0%,
            #0e1e38 40%,
            #091525 100%);
    border-radius: 28px;
    padding: 80px 60px;
    text-align: center;
    position: relative;
    overflow: hidden;
    box-shadow: 0 24px 80px rgba(15, 23, 42, 0.35);
}

.nri-cta-box::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 50% 50%,
            rgba(14, 165, 233, 0.08) 0%,
            rgba(245, 158, 11, 0.04) 40%,
            transparent 65%);
    pointer-events: none;
}

/* ── Global Flight Paths ── */
.nri-cta-box::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 120%;
    height: 120%;
    border: 1px dashed rgba(245, 158, 11, 0.2);
    border-radius: 50%;
    transform: translate(-50%, -50%) rotate(0deg);
    animation: nriFlightPath 15s linear infinite;
    pointer-events: none;
    z-index: 0;
}

@keyframes nriFlightPath {
    0% {
        transform: translate(-50%, -50%) rotate(0deg) scale(1);
    }

    50% {
        transform: translate(-50%, -50%) rotate(180deg) scale(1.05);
    }

    100% {
        transform: translate(-50%, -50%) rotate(360deg) scale(1);
    }
}

.nri-cta-box h2 {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 3.5vw, 2.8rem);
    font-weight: 900;
    color: #fff;
    letter-spacing: -0.8px;
    margin-bottom: 16px;
    position: relative;
    z-index: 1;
}

.nri-cta-box p {
    font-size: 1.05rem;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.7;
    max-width: 540px;
    margin: 0 auto 36px;
    position: relative;
    z-index: 1;
}

.nri-cta-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    position: relative;
    z-index: 1;
}

/* ══════════════════════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
    .nri-solutions-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .nri-why-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .nri-who-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .nri-steps {
        grid-template-columns: repeat(3, 1fr);
    }

    .nri-steps-track {
        display: none;
    }
}

@media (max-width: 860px) {
    .nri-hero-inner {
        flex-direction: column;
        gap: 48px;
    }

    .nri-hero-right {
        width: 100%;
        flex: none;
    }

    .nri-hero-left {
        padding: 0;
        display: flex;
        flex-direction: column;
        align-items: center;
        text-align: center;
    }

    .nri-diaspora-strip {
        margin: 32px auto 0;
        justify-content: center;
        max-width: 650px;
        gap: 32px;
        width: 100%;
    }

    .nri-ds-item {
        flex: 1;
        text-align: center;
        padding: 0 !important;
        border: none !important;
    }

    .nri-ds-item:first-child {
        text-align: center;
    }


    .nri-globe-wrap,
    .nri-globe-sphere {
        width: 300px;
        height: 300px;
    }

    .nri-gift-inner {
        padding: 80px 6vw;
        gap: 48px;
    }

    .nri-gift-main {
        flex-direction: column;
        gap: 48px;
        text-align: center;
    }

    .nri-gift-desc {
        margin-inline: auto;
    }

    .nri-gift-visual {
        flex: none;
        width: 100%;
        display: flex;
        justify-content: center;
    }

    .nri-gift-benefits {
        grid-template-columns: 1fr;
    }

    .nri-gift-benefit {
        text-align: left;
    }

    .nri-position-wrap {
        padding: 48px 32px;
    }

    .nri-cta-box {
        padding: 60px 32px;
    }
}

@media (max-width: 768px) {
    .nri-section {
        padding: 60px 4%;
    }

    .nri-hero {
        padding: 100px 4% 50px;
        min-height: auto;
    }

    .nri-hero-title {
        font-size: clamp(2.7rem, 7vw, 3.4rem);
        letter-spacing: -1px;
    }

    .nri-hero-sub {
        font-size: 1rem;
    }

    .nri-hero-ctas {
        flex-direction: column;
        align-items: stretch;
        gap: 10px;
        align-items: center;
    }

    .nri-btn-primary,
    .nri-btn-ghost {
        width: 100%;
        text-align: center;
        border-radius: 32px;
        padding: 14px 24px;
        width: 80%;
    }

    .nri-ds-num {
        font-size: 1.1rem;
    }

    .nri-globe-wrap,
    .nri-globe-sphere {
        width: 260px;
        height: 260px;
    }

    .nri-fx-card {
        display: none;
    }

    .nri-compliance-badge {
        display: none;
    }

    .nri-city-chip {
        font-size: 0.62rem;
        padding: 4px 8px;
    }

    .nri-position-wrap {
        padding: 36px 24px;
        border-radius: 20px;
    }

    .nri-position-wrap h2 {
        font-size: 1.6rem;
    }

    .nri-complexity-pills {
        gap: 8px;
    }

    .nri-challenges-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .nri-solutions-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .nri-who-grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }

    .nri-why-grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }

    .nri-steps {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .nri-step {
        text-align: left;
        display: flex;
        align-items: flex-start;
        gap: 16px;
    }

    .nri-step-circle {
        margin: 0;
        flex-shrink: 0;
    }

    .nri-gift-inner {
        padding: 80px 6% 60px;
        gap: 40px;
    }

    .nri-gift-main {
        display: flex;
        flex-direction: column;
        text-align: center;
        gap: 24px;
    }

    .nri-gift-intro {
        display: contents;
    }

    .nri-gift-eyebrow {
        order: 1;
        margin-inline: auto;
    }

    .nri-gift-title {
        order: 2;
        font-size: clamp(2.2rem, 8vw, 2.8rem);
        line-height: 1.1;
        margin-bottom: 0 !important;
    }

    .nri-gift-visual {
        order: 3;
        width: 100%;
        display: flex;
        justify-content: center;
        transform: scale(0.9);
        margin: 20px 0;
    }

    .nri-gift-desc {
        order: 4;
        margin-inline: auto;
        font-size: 1rem;
        opacity: 0.8;
        margin-bottom: 0 !important;
    }

    .nri-skyline {
        height: 200px;
    }

    .nri-gift-stat {
        display: none;
    }

    .nri-gift-benefits {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .nri-gift-benefit {
        padding: 16px;
    }

    .nri-faq-header {
        padding: 18px 20px;
    }

    .nri-faq-inner {
        padding: 0 20px 18px;
        font-size: 0.92rem;
    }

    .nri-trust-inner {
        padding: 60px 4%;
    }

    .nri-trust-inner h2 {
        font-size: clamp(1.8rem, 6vw, 2.5rem);
    }

    .nri-cta-box {
        padding: 50px 24px;
        border-radius: 20px;
    }

    .nri-cta-box h2 {
        font-size: clamp(1.8rem, 5vw, 2.2rem);
    }

    .nri-cta-actions {
        flex-direction: column;
        align-items: stretch;
    }

    .nri-btn-gold,
    .nri-btn-outline {
        text-align: center;
        border-radius: 12px;
        padding: 14px 24px;
        font-size: 0.95rem;
    }

    .nri-challenge-card,
    .nri-sol-card,
    .nri-who-card,
    .nri-why-card {
        padding: 24px 20px;
        border-radius: 16px;
        display: grid;
        grid-template-columns: auto 1fr;
        grid-template-areas:
            "icon title"
            "desc desc";
        gap: 12px 16px;
        align-items: center;
        text-align: left !important;
    }

    .nri-ch-icon,
    .nri-sol-icon,
    .nri-who-icon,
    .nri-why-icon-wrap {
        grid-area: icon;
        margin-bottom: 0 !important;
        margin-inline: 0 !important;
        width: 48px !important;
        height: 48px !important;
        font-size: 1.4rem !important;
        border-radius: 12px !important;
    }

    .nri-challenge-card h3,
    .nri-sol-card h3,
    .nri-who-card h4,
    .nri-why-card h4 {
        grid-area: title;
        margin-bottom: 0 !important;
        align-self: center;
        font-size: 1.05rem !important;
    }

    .nri-challenge-card p,
    .nri-sol-card p,
    .nri-who-card p,
    .nri-why-card p {
        grid-area: desc;
        margin-top: 4px;
    }

    .nri-who-tag {
        grid-column: 1 / -1;
        margin-top: 8px;
    }

    .nri-section-title {
        font-size: clamp(1.6rem, 5vw, 2rem);
    }
}

@media (max-width: 400px) {
    .nri-hero-title {
        font-size: 1.8rem;
    }

    .nri-globe-wrap,
    .nri-globe-sphere {
        width: 220px;
        height: 220px;
    }

    .nri-diaspora-strip {
        flex-wrap: wrap;
        gap: 12px;
    }

    .nri-ds-item {
        border-right: none !important;
        flex: none;
        width: 45%;
    }
}
/* ══════════════════════════════════════════
   LOCALIZED ICON SYSTEM (sfv-icon-box)
══════════════════════════════════════════ */
.sfv-icon-box {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px;
    height: 44px;
    background: #ffffff;
    border-radius: 12px;
    color: var(--blue-mid, #2563eb);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--border, #e5e7eb);
    position: relative;
    overflow: hidden;
    flex-shrink: 0;
}

.sfv-icon-box::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.05), rgba(37, 99, 235, 0.1));
    opacity: 0;
    transition: opacity 0.3s ease;
}

.sfv-icon-box:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
    border-color: var(--blue-light, #dbeafe);
}

.sfv-icon-box:hover::before {
    opacity: 1;
}

.sfv-icon-box i, .sfv-icon-box svg {
    width: 22px;
    height: 22px;
    stroke-width: 2px;
    position: relative;
    z-index: 1;
}

.sfv-icon-box--sm { width: 32px; height: 32px; border-radius: 8px; }
.sfv-icon-box--sm i, .sfv-icon-box--sm svg { width: 20px; height: 20px; }
.sfv-icon-box--lg { width: 56px; height: 56px; border-radius: 16px; }
.sfv-icon-box--lg i, .sfv-icon-box--lg svg { width: 28px; height: 28px; }

.icon-inline {
    display: inline-flex;
    background: transparent !important;
    border: none !important;
    box-shadow: none !important;
    width: auto !important;
    height: auto !important;
    padding: 0 !important;
    
}

.sfv-icon-box--blue { color: var(--blue-mid, #2563eb); }
.sfv-icon-box--green { color: var(--slate-green, #22c55e); }
.sfv-icon-box--amber { color: #f59e0b; }
.sfv-icon-box--indigo { color: #4f46e5; }
.sfv-icon-box--red { color: #ef4444; }